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1653 Boulder Creek Rd, Oceanside, CA 92056 Property Records

San Diego County property record for 1653 Boulder Creek Rd, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,678 sqft · built 1980
Lot Size0.181 acres (7,899 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (May 2004)
Tax Bill$5,780 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN161-413-18-00

Property Details

APN / Parcel Number

Primary APN161-413-18-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,678 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area7,899 sqft (0.181 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1653 BOULDER CREEK RD
CityOCEANSIDE
StateCA
Zip92056-2927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 26 TR 008972
Legal SubdivisionGUAJOME MESA
Legal Tract008972
Legal Block2
Legal Lot Number26
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2015
Census Tract19305

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1653 BOULDER CREEK RD, OCEANSIDE, CA 92056-2927
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Feb 26, 2018Deed of Trust, Mortgage · VA Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2004 · Amount on Record
Deed SaleMay 27, 2004 · Amount on Record
Deed Document Number2004492576
Prior Transfer DateMay 6, 2002
Prior Transfer Doc0000413209
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1653 BOULDER CREEK RD, OCEANSIDE, CA 92056-2927
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1653 BOULDER CREEK RD, OCEANSIDE, CA 92056-2927

Mortgage

Document Number0000100565
DateFeb 9, 2021
Instrument2021-0100565
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1653 BOULDER CREEK RD, OCEANSIDE, CA 92056-2927
Document Number0000084225
Instrument DateFeb 26, 2018
Transaction TypeMortgage
Record UpdatedMar 9, 2018
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1653 BOULDER CREEK RD OCEANSIDE CA 920562927, OCEANSIDE, CA 92056-2927

Mortgage

Document Number0000084225
DateMar 2, 2018
Instrument84225
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$696,071 (+2%) Land $435,046 Building $261,025
2025$5,780.00 (-18.21%)$682,423 (+4.04%) Land $426,516 Building $255,907
2023$7,067.00 (+0.27%) Homeowner's exemption$655,925 Land $409,954 Building $245,971
2022$7,048.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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