San Diego County property record for 1654 Boulder Creek Rd, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,554 sqft · built 1980 |
| Lot Size | 0.183 acres (7,989 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $941,000 (Nov 2025) |
| Tax Bill | $7,155 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Oct 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-414-10-00 |
| Primary APN | 161-414-10-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,989 sqft (0.183 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1654 BOULDER CREEK RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 18 TR 008972 |
| Legal Subdivision | GUAJOME MESA |
| Legal Tract | 008972 |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 19305 |
1654 Boulder Creek Rd is owned and occupied by two individuals who bought it in November 2025.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1654 BOULDER CREEK RD, OCEANSIDE, CA 92056-2929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2025 | Grant Deed, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Oct 22, 2021 | Deed of Trust, Mortgage · Line of Credit ORANGE COUNTYS CU |
| Jun 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ORANGE CNTYS CU |
| Nov 20, 2019 | Grant Deed, Transfer · Conventional Mortgage ORANGE CNTYS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on File |
| Deed Sale | Nov 17, 2025 · Amount on File |
| Prior Sale | Nov 20, 2019 · Amount on File |
| Deed Document Number | 2025323145 |
| Prior Transfer Date | Sep 17, 2004 |
| Prior Transfer Doc | 0000890794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 17, 2025 |
| Property Address | 1654 BOULDER CREEK RD, OCEANSIDE, CA 92056-2929 |
| Document Number | 0000323145 |
| Map Reference | MAP 8972 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2025-0323145 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1654 BOULDER CREEK RD, OCEANSIDE, CA 92056-2929 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1654 BOULDER CREEK RD, OCEANSIDE, CA 92056-2929 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | CHCGO TITLE PINT |
| Name | Verified Name |
|---|---|
| Address | 1654 BOULDER CREEK RD, OCEANSIDE, CA 92056-2929 |
| Document Number | 0000738295 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021-0738295 |
| Name | ORANGE COUNTYS CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ANA, CA 92705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 27, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1654 BOULDER CREEK RD, OCEANSIDE, CA 92056-2929 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN |
| Name | Verified Name |
|---|
| Document Number | 0000247361 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 2018-0247361 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1654 BOULDER CREEK RD, OCEANSIDE, CA 92056-2929 |
| Document Number | 0000344132 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1654 BOULDER CREEK RD OCEANSIDE CA 920562929, OCEANSIDE, CA 92056-2929 |
| Document Number | 0000344132 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 344132 |
| Name | ORANGE CNTYS CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 20, 2019 |
| Property Address | 1654 BOULDER CREEK RD, OCEANSIDE, CA 92056-2929 |
| Document Number | 0000537723 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 537723 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2019 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $632.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1654 BOULDER CREEK RD OCEANSIDE CA 920562929, OCEANSIDE, CA 92056-2929 |
| Document Number | 537724 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 537724 |
| Name | ORANGE CNTYS CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2049 |
The 2025 property tax bill for 1654 Boulder Creek Rd was $7,155.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $940,700 (+49.59%) Land $589,379 Building $351,321 | |
| 2025 | $7,155.00 | $628,841 Land $393,989 Building $234,852 |
| 2023 | $6,586.00 (+0.26%) | $604,425 Land $378,691 Building $225,734 |
| 2022 | $6,569.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1654 Boulder Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1654 Boulder Creek Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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