Cass County property record for 16442 Wayne St, Union, MI 49130
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,512 sqft · built 2018 |
| Lot Size | 3.8 acres (165,528 sqft) |
| Owner | Individual Name on File |
| Last Sale | $28,000 (Aug 2018) |
| Tax Bill | $2,226 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-060-013-236-71 |
| Primary APN | 14-060-013-236-71 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,512 sqft Building Perimeter |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,512 sqft |
| Unfinished Basement | 1,512 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Modular |
| Lot Area | 165,528 sqft (3.8 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 16442 WAYNE ST |
|---|---|
| City | UNION |
| State | MI |
| Zip | 49130-9613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 236K COM N 89 DEG 15'8W 2361.86 FT FRM SE COR SEC, TH N 89 DEG 15'8W 235 FT, N 0 DEG 50'51E 705 FT, S 89 DEG 15'8E 235 |
| Jurisdiction | CASS MI |
| Township / Civil Division | MASON |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 1100 |
16442 Wayne St is owned and occupied by an individual who bought it in August 2018.
Source: Cass County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16442 WAYNE ST, UNION, MI 49130-9613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage V I P MORTGAGE INC |
| Aug 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2018 · Amount on File |
| Deed Sale | Aug 30, 2018 · Amount on File |
| Deed Book / Page | 1144 / 657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 16442 WAYNE ST, UNION, MI 49130-9613 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16442 WAYNE ST, UNION, MI 49130-9613 |
| Document Number | 01210/1554 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 1210/1554 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 16442 WAYNE ST, UNION, MI 49130-9613 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01152/0331 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 1152/0331 |
| Name | V I P MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85258 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Aug 30, 2018 |
| Property Address | 16442 WAYNE ST, UNION, MI 49130-9613 |
| Document Number | 01144/0657 |
| Book / Page | 1144 / 0657 |
| Instrument Date | Aug 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $240.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 26502 VILLAGE HEIGHTS DR, EDWARDSBURG, MI 49112-9288 |
| Document Number | 0001144660 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 1144/660 |
| Name | V I P MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 1, 2019 |
The 2025 property tax bill for 16442 Wayne St was $2,226 with a homeowner's exemption.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Mason Township |
| Unified School District | Constantine Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,900 (+15.77%) Land $143,900 | $287,800 (+15.77%) Land $287,800 | |
| 2025 | $2,226.00 Homeowner's exemption | $124,300 Land $124,300 | $248,600 Land $248,600 |
| 2023 | $97,500 | $195,000 | |
| 2022 | $2,123.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16442 Wayne St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16442 Wayne St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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