St. Clair County property record for 16469 Bowers Rd, Capac, MI 48014
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 ba · 1,716 sqft · built 1998 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,193 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2021 Line of Credit + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 74-27-006-4001-300 |
| Primary APN | 74-27-006-4001-300 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| Basement Area | 1,716 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Modular |
| Lot Area | 67,954 sqft (1.56 acres) |
| Lot Dimensions | 435 ft deep x 202 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 16469 BOWERS RD |
|---|---|
| City | CAPAC |
| State | MI |
| Zip | 48014-1002 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | AG |
| Legal Description | BEG S 89D 13M 53S E 202.25' FROM NW SEC COR, TH S 89D 13M 53S E 202.25', TH S 0D 11M 45S E 435.01', TH N 89D 13M 53S W |
| Legal Range | 13E |
| Legal Township | 07N |
| Legal Section | 06 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | MUSSEY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 657200 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16469 BOWERS RD, CAPAC, MI 48014-1002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TEAM ONE CU |
| May 6, 2021 | Deed of Trust, Mortgage · Line of Credit TEAM ONE CU |
| Jun 30, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 15, 2021 |
| Transfer Doc | 0005386799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 16469 BOWERS RD, CAPAC, MI 48014-1002 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16469 BOWERS RD, CAPAC, MI 48014-1002 |
| Document Number | 0005317779 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 5317/779 |
| Instrument | 2021004129 |
| Name | TEAM ONE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 16469 BOWERS RD, CAPAC, MI 48014-1002 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16469 BOWERS RD, CAPAC, MI 48014-1002 |
| Document Number | 0005362511 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 5362/511 |
| Instrument | 2021013901 |
| Name | TEAM ONE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 30, 2021 |
| Property Address | 16469 BOWERS RD, CAPAC, MI 48014-1002 |
| Document Number | 0005386799 |
| Book / Page | 5386 / 799 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 2021019212 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16469 BOWERS RD, CAPAC, MI 48014-1002 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Mussey Township |
| Unified School District | Capac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,500 (+6.84%) | $303,000 (+6.84%) | |
| 2025 | $2,193.00 (+2.33%) Homeowner's exemption | $141,800 (+12.9%) | |
| 2024 | $2,143.00 (+13.33%) | $283,600 (+12.9%) | |
| 2023 | $125,600 | ||
| 2022 | $1,891.00 | $251,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Highline Internet Fiber | 1,000 / 1,000 |
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