St. Clair County property record for 16087 Bowers Rd, Capac, MI 48014
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,810 sqft · built 2005 |
| Lot Size | 3.02 acres (131,551 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $30,000 (Jan 2005) |
| Tax Bill | $2,807 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-27-006-2002-020 |
| Primary APN | 74-27-006-2002-020 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,810 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 1,800 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Lot Area | 131,551 sqft (3.02 acres) |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16087 BOWERS RD |
|---|---|
| City | CAPAC |
| State | MI |
| Zip | 48014-1001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BEG N 89D 0M 23S W 1049.97' FROM NE SEC COR, TH S 0D 26M 44S W 560', TH N 89D 0M 23S W 250', TH N 0D 26M 44S E 560', TH S 89D |
| Legal Range | 13E |
| Legal Township | 07N |
| Legal Section | 06 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | MUSSEY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 657200 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16087 BOWERS RD, CAPAC, MI 48014-1001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2005 · Amount on Record |
| Deed Sale | Jan 3, 2005 · Amount on Record |
| Deed Document Number | 2005325100694 |
| Deed Book / Page | 3251 / 694 |
| Last Transfer Date | Apr 11, 2025 |
| Transfer Doc | 0005806665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 16087 BOWERS RD, CAPAC, MI 48014-1001 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16087 BOWERS RD, CAPAC, MI 48014-1001 |
| Document Number | 0005888210 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | 5888/210 |
| Instrument | 2026000707 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2114 E ACHIEVE WAY, TEMPE, AZ 85288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 16087 BOWERS RD, CAPAC, MI 48014-1001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | DEVON TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 16087 BOWERS RD, CAPAC, MI 48014-1001 |
| Document Number | 0053060816 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 5306/816 |
| Instrument | 2021002088 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 1, 2035 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Mussey Township |
| Unified School District | Capac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,800 (+7.23%) | $397,600 (+7.23%) | |
| 2025 | $2,807.00 (+2.37%) Homeowner's exemption | $185,400 (+11.89%) | |
| 2024 | $2,742.00 (+13.26%) | $370,800 (+11.89%) | |
| 2023 | $165,700 | ||
| 2022 | $2,421.00 | $331,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Highline Internet Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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