St. Clair County property record for 16449 Bowers Rd, Capac, MI 48014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,664 sqft · built 2002 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Jul 2021) |
| Tax Bill | $1,467 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 74-27-006-4001-600 |
| Primary APN | 74-27-006-4001-600 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 67,954 sqft (1.56 acres) |
| Lot Dimensions | 435 ft deep x 202 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16449 BOWERS RD |
|---|---|
| City | CAPAC |
| State | MI |
| Zip | 48014-1002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BEG S 89D 13M 53S E 606.75' FROM NW SEC COR, TH S 89D 13M 53S E 202.25', TH S 0D 13M 30S E 435.01', TH N 89D 13M 53S W 202.36', TH N 0D 12M 37S W 435.01' TO BEG SECTION 6 T7N R13E 2.02 A |
| Legal Range | 13E |
| Legal Township | 07N |
| Legal Section | 06 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | MUSSEY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 657200 |
Source: St. Clair County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16449 BOWERS RD, CAPAC, MI 48014-1002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2021 | Warranty Deed, Transfer · FHA Mortgage PLATINUM HOME MORTGAGE CORP |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on Record |
| Deed Sale | Jul 23, 2021 · Amount on Record |
| Deed Document Number | 202121384 |
| Deed Book / Page | 5398 / 204 |
| Prior Transfer Date | Jun 29, 2005 |
| Prior Transfer Doc | 003380/562 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 23, 2021 |
| Property Address | 16449 BOWERS RD, CAPAC, MI 48014-1002 |
| Document Number | 5398204 |
| Book / Page | 5398 / 204 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021021384 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16449 BOWERS RD, 16449, CAPAC, MI 48014-1002 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 23003 NORMANDY AVE, EASTPOINTE, MI 48021-1855 |
| Document Number | 0005391451 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 5391/451 |
| Instrument | 2021020036 |
| Name | PLATINUM HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ARLINGTON HEIGHTS, IL 60006 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 16449 BOWERS RD, CAPAC, MI 48014-1002 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 16449 BOWERS RD, CAPAC, MI 48014-1002 |
| Document Number | 5353606 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 5353/606 |
| Instrument | 2021012086 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Mussey Township |
| Unified School District | Capac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,467.00 (-58.42%) Homeowner's exemption | $146,400 (+11.42%) | |
| 2024 | $3,528.00 (+13.08%) | $292,800 (+11.42%) | |
| 2023 | $131,400 | ||
| 2022 | $3,120.00 | $262,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Highline Internet Fiber | 1,000 / 1,000 |
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