Riverside County property record for 1646 Crystal Downs St, Banning, CA 92220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.75 ba · 1,980 sqft · built 1996 |
| Owner | 2 Company Names on File |
| Last Sale | $335,000 (Apr 2023) |
| Tax Bill | $2,479 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 440-310-025 |
| Primary APN | 440-310-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,980 sqft Living Area |
| Gross Area | 2,450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Roof Material | Tile |
| Garage Type | Attached |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1646 CRYSTAL DOWNS ST |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-6617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 72 MB 240/080 TR 26177 |
| Legal Subdivision | TRACT NO. 26177 |
| Legal Tract | 26177 |
| Legal Lot Number | 72 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 43812 |
Source: Riverside County records · APN 440-310-025
Assessment roll updated July 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1646 CRYSTAL DOWNS ST, BANNING, CA 92220-6617 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 27, 2023 | Affidavit of Death of Joint Tenant, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Apr 27, 2023 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on Record |
| Deed Sale | Apr 27, 2023 · Amount on Record |
| Prior Sale | Sep 25, 1996 · Amount on Record |
| Deed Document Number | 2023120762 |
| Last Transfer Date | Nov 22, 2024 |
| Transfer Doc | 0000387385 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Apr 27, 2023 |
| Property Address | 1646 CRYSTAL DOWNS ST, BANNING, CA 92220-6617 |
| Document Number | 0000120761 |
| Map Reference | MB 240 PG 80-86 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2023-0120761 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 300 S HIGHLAND SPRINGS AVE STE 10C, 10C, BANNING, CA 92220-6502 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Apr 27, 2023 |
| Property Address | 1646 CRYSTAL DOWNS ST, BANNING, CA 92220-6617 |
| Document Number | 0000120762 |
| Map Reference | MB 240 PG 80-86 |
| Instrument Date | Mar 21, 2023 |
| Instrument | 2023-0120762 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1646 CRYSTAL DOWNS ST, BANNING, CA 92220-6617 |
| Document Number | 0000120763 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2023-0120763 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
Source: Riverside County records · Assessment roll updated July 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Banning Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,220 (+2%) Land $26,750 Building $152,470 | ||
| 2025 | $2,479.00 (-23.72%) | $175,707 (-25.16%) Land $26,226 Building $149,481 | |
| 2023 | $3,250.00 (+2.17%) Homeowner's exemption | $234,783 Land $46,945 Building $187,838 | |
| 2022 | $3,181.00 | ||
| 2021 | $398,430 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | High above 77% of the US · above 53% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 676 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BANNING serves 31,680 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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