1632 Crystal Downs St, Banning, CA 92220 Property Records

Riverside County property record for 1632 Crystal Downs St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,555 sqft · built 1996
Owner	Individual Name on Record
Last Sale	$355,000 (Nov 2021)
Tax Bill	$5,140 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`440-310-026`

Property Details

APN / Parcel Number

Primary APN	`440-310-026`
Alternative APN	`421430025`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,555 sqft Living Area
Gross Area	2,046 sqft
1st Floor Area	1,555 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Material	Tile
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1632 CRYSTAL DOWNS ST
City	BANNING
State	CA
Zip	92220-6617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 73 MB 240/080 TR 26177
Legal Subdivision	TRACT NO 26177
Legal Tract	26177
Legal Lot Number	73
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1014
Census Tract	43812

Owner

Source: Riverside County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1632 CRYSTAL DOWNS ST, BANNING, CA 92220-6617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage FRANKLIN LOAN CENTER
Nov 16, 2021	Grant Deed, Transfer · Conventional Mortgage FRANKLIN LOAN CENTER
Oct 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Nov 30, 2001 · Amount on Record
Deed Document Number	2021682329
Prior Transfer Date	Oct 2, 2017
Prior Transfer Doc	0000431640
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	1632 CRYSTAL DOWNS ST, BANNING, CA 92220-6617
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 CRYSTAL DOWNS ST, BANNING, CA 92220-6617

Mortgage

Document Number	0000682332
Date	Nov 16, 2021
Instrument	2021-0682332

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	LA QUINTA, CA 92253

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 16, 2021
Property Address	1632 CRYSTAL DOWNS ST, BANNING, CA 92220-6617
Document Number	0000682329
Map Reference	MB 240 PG 80-86
Instrument Date	Oct 13, 2021
Instrument	2021-0682329
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 CRYSTAL DOWNS ST, BANNING, CA 92220-6617

Mortgage

Document Number	0000682330
Date	Nov 16, 2021
Instrument	2021-0682330

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	0000682331
Date	Nov 16, 2021
Instrument	2021-0682331

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	LA QUINTA, CA 92253

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 18, 2017
Property Address	1632 CRYSTAL DOWNS ST, BANNING, CA 92220-6617
Document Number	0000431640
Instrument Date	Oct 2, 2017
Instrument	431640
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	873 BEAUMONT AVE CHERRY VALLEY CA 922235953, CHERRY VALLEY, CA 92223-5953
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,262 (+2%) Land $54,121 Building $330,141
2025	$5,140.00 (+2.19%) Homeowner's exemption	$376,728 (+4.04%) Land $53,060 Building $323,668
2023	$5,030.00 (+2.17%) Homeowner's exemption	$362,100 Land $51,000 Building $311,100
2022	$4,923.00
2021			$312,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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