1604 Crystal Downs St, Banning, CA 92220 Property Records

Riverside County property record for 1604 Crystal Downs St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,555 sqft · built 1996
Owner	2 Individual Names on Record
Tax Bill	$4,706 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`440-310-028`

Property Details

APN / Parcel Number

Primary APN	`440-310-028`
Alternative APN	`421430027`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,555 sqft Living Area
Gross Area	2,046 sqft
1st Floor Area	1,555 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Material	Tile
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1604 CRYSTAL DOWNS ST
City	BANNING
State	CA
Zip	92220-6617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 75 MB 240/080 TR 26177
Legal Subdivision	TRACT NO. 26177
Legal Tract	26177
Legal Lot Number	75
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1014
Census Tract	43812

Owner

Source: Riverside County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1604 CRYSTAL DOWNS ST, BANNING, CA 92220-6617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Feb 23, 2023	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Feb 23, 2023	Grant Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Sep 28, 2022	Intrafamily Transfer, Transfer
Aug 10, 2018	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2023
Deed Sale	Feb 23, 2023
Prior Sale	Feb 23, 2023 · Amount on Record
Deed Document Number	202352831
Prior Transfer Date	Jan 23, 2023
Prior Transfer Doc	0000052831
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	1604 CRYSTAL DOWNS ST, BANNING, CA 92220-6617
Transaction Type	Mortgage
Record Updated	Jul 21, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 RIO GRANDE, BEAUMONT, CA 92223-3439

Mortgage

Document Number	0000199952
Date	Jul 10, 2023
Instrument	2023-0199952

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Mar 1, 2053

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 23, 2023
Property Address	1604 CRYSTAL DOWNS ST, BANNING, CA 92220-6617
Document Number	0000052831
Map Reference	MB 240 PG 80-86
Instrument Date	Jan 23, 2023
Instrument	2023-0052831
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 CRYSTAL DOWNS ST, BANNING, CA 92220-6617

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 23, 2023
Property Address	1604 CRYSTAL DOWNS ST, BANNING, CA 92220-6617
Document Number	0000052830
Map Reference	MB 240 PG 80-86
Instrument Date	Jan 19, 2023
Instrument	2023-0052830
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1604 CRYSTAL DOWNS ST, BANNING, CA 92220-6617

Mortgage

Document Number	0000052832
Date	Feb 23, 2023
Instrument	2023-0052832

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 28, 2022
Property Address	1604 CRYSTAL DOWNS ST, BANNING, CA 92220-6617
Document Number	0000409487
Map Reference	MB 240 PG 80-85
Instrument Date	Sep 23, 2022
Instrument	2022-0409487
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4824 ST CROIX WAY, BANNING, CA 92220-7118

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 10, 2018
Property Address	1604 CRYSTAL DOWNS ST, BANNING, CA 92220-6617
Document Number	0000323191
Instrument Date	Jul 27, 2018
Instrument	323191
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$302.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5997 INDIAN CANYON DR BANNING CA 922207521, BANNING, CA 92220-7521

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,892 (+2%) Land $53,060 Building $291,832
2025	$4,706.00 (+2.04%)	$338,130 (+14.68%) Land $52,020 Building $286,110
2024	$4,612.00 (+10.15%)
2023	$4,187.00 (+2.12%)	$294,853 Land $53,609 Building $241,244
2022	$4,100.00
2021			$312,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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