1618 Crystal Downs St, Banning, CA 92220 Property Records

Riverside County property record for 1618 Crystal Downs St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 1,980 sqft · built 1996
Owner	2 Company Names on Record
Last Sale	$295,000 (Oct 2019)
Tax Bill	$4,397 (2025)
Deeds & Mortgages	Aug 2021 Reverse Mortgage Mar 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`440-310-027`

Property Details

APN / Parcel Number

Primary APN	`440-310-027`
Alternative APN	`421430026`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,980 sqft Living Area
Gross Area	2,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Material	Tile
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1618 CRYSTAL DOWNS ST
City	BANNING
State	CA
Zip	92220-6617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 74 MB 240/080 TR 26177
Legal Subdivision	TRACT 26177
Legal Tract	26177
Legal Lot Number	74
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1014
Census Tract	43812

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1618 CRYSTAL DOWNS ST, BANNING, CA 92220-6617
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Mar 3, 2022	Intrafamily Transfer, Transfer
Oct 17, 2019	Grant Deed, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jan 16, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
May 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Prior Sale	Mar 12, 1999 · Amount on Record
Deed Document Number	2019416668
Last Transfer Date	Feb 15, 2022
Transfer Doc	0000106164
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	1618 CRYSTAL DOWNS ST, BANNING, CA 92220-6617
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1618 CRYSTAL DOWNS ST, BANNING, CA 92220-6617

Mortgage

Document Number	0000464806
Date	Aug 4, 2021
Instrument	2021-0464806

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.66%
Change Frequency	Annually
Index	1-Year CMT

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 3, 2022
Property Address	1618 CRYSTAL DOWNS ST, BANNING, CA 92220-6617
Document Number	0000106164
Map Reference	MB 240 PG 80-86
Instrument Date	Feb 15, 2022
Instrument	2022-0106164
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1618 CRYSTAL DOWNS ST, BANNING, CA 92220-6617

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 17, 2019
Property Address	1618 CRYSTAL DOWNS ST, BANNING, CA 92220-6617
Document Number	0000416668
Map Reference	MB 240 PG 80-86
Instrument Date	Sep 1, 2019
Instrument	2019-0416668
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1618 CRYSTAL DOWNS ST, BANNING, CA 92220-6617

Mortgage

Document Number	0000416670
Date	Oct 17, 2019
Instrument	2019-0416670

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	EDMOND, OK 73013

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.58%
Type Change Date	Nov 1, 2020
Index	1-Year LIBOR

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 16, 2019
Property Address	1618 CRYSTAL DOWNS ST, BANNING, CA 92220-6617
Document Number	0000016548
Instrument Date	Dec 20, 2018
Instrument	16548
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1618 CRYSTAL DOWNS ST BANNING CA 922206617, BANNING, CA 92220-6617

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 23, 2018
Property Address	1618 CRYSTAL DOWNS ST, BANNING, CA 92220-6617
Document Number	0000206670
Instrument Date	May 10, 2018
Instrument	206670
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1618 CRYSTAL DOWNS ST BANNING CA 922206617, BANNING, CA 92220-6617

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 23, 2018
Property Address	1618 CRYSTAL DOWNS ST, BANNING, CA 92220-6617
Document Number	0000206671
Instrument Date	May 10, 2018
Instrument	206671
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1618 CRYSTAL DOWNS ST BANNING CA 922206617, BANNING, CA 92220-6617

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,072 (+2%) Land $55,774 Building $273,298
2025	$4,397.00 (+2.09%) Homeowner's exemption	$322,621 (+4.04%) Land $54,681 Building $267,940
2024	$4,307.00 (+0.09%)
2023	$4,303.00 (+2.18%) Homeowner's exemption	$310,095 Land $52,558 Building $257,537
2022	$4,211.00
2021			$401,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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