Schenectady County and Schenectady City property record for 1645 State St, Schenectady, NY 12304
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 16,380 sqft · built 1990 |
| Lot Size | 1.72 acres (74,976 sqft) |
| Owner | Company Name on Record |
| Last Sale | $800,000 (May 2003) |
| Tax Bill | $150 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.22-4-10 |
| Primary APN | 421500 60.22-4-10 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 16,380 sqft Gross Area |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 74,976 sqft (1.72 acres) |
| Lot Dimensions | 284 ft deep x 264 ft wide |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1645 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Local Zoning Code | 05 |
| Legal Description | 1 BRICK & BLOCK |
| Legal Block | 4 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 21801 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1629 STATE ST, SCHENECTADY, NY 12304-1516 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2003 · Amount on Record |
| Deed Sale | May 2, 2003 · Amount on Record |
| Deed Book / Page | 1650 / 280 |
| Record Updated | Oct 29, 2026 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150.00 | ||
| 2025 | $150.00 | $1,290,500 (-) Land $109,500 Building $1,181,000 | $2,136,943 (+30.82%) Land $181,321 Building $1,955,622 |
| 2023 | $1,290,500 (-) Land $109,500 Building $1,181,000 | $1,633,544 (+3.8%) Land $138,608 Building $1,494,936 | |
| 2022 | $1,290,500 Land $109,500 Building $1,181,000 | $1,573,780 Land $133,537 Building $1,440,243 | |
| 2021 | $150.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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