1650 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1650 State St, Schenectady, NY 12304

Property Summary

Property TypeMixed Use Store/Office
Details3,240 sqft · built 1981
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on Record
Tax Bill$8,173 (2026)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 60.29-3-5

Property Details

APN / Parcel Number

Primary APN421500 60.29-3-5
Alternative APN
  • 150006002900030050000000

Interior

Stories1 Story
Building Area3,240 sqft Gross Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions160 ft deep x 45 ft wide
Patio Area144 sqft
Canopy144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1650 STATE ST
CitySCHENECTADY
StateNY
Zip12304-3573
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Local Zoning Code05 - COMME
Legal Description1 BLOCK
Legal Block3
Legal Lot Number5.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2001
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address48 LONGWOOD DR, CLIFTON PARK, NY 12065-7613
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1650 STATE ST, SCHENECTADY, NY 12304-3573
Document Number0000055863
Instrument DateOct 31, 2018
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 LONGWOOD DR CLIFTON PARK NY 120657613, CLIFTON PARK, NY 12065-7613

Mortgage

Document Number0000055863
DateDec 21, 2018
Book Page004885/000891
Instrument55863
Lender
NameJAMES SCARANTINO
Address30 SHADOW WOOD WAY, BALLSTON LAKE, NY 12019-1212
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,173.00 (+0.68%)
2025$8,118.00 (+2.67%)$177,600 (-) Land $21,400 Building $156,200$294,088 (+30.82%) Land $35,436 Building $258,652
2023$177,600 (-) Land $21,400 Building $156,200$224,810 (+3.8%) Land $27,089 Building $197,721
2022$177,600 Land $21,400 Building $156,200$216,585 Land $26,098 Building $190,487
2021$7,907.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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