1600 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1600 State St, Schenectady, NY 12304

Property Summary

Property TypeAuto Repair, Garage
Details5,085 sqft · built 1955
Lot Size0.423 acres (18,432 sqft)
OwnerCompany Name on Record
Last Sale$375,000 (Sep 2026)
Tax Bill$11,748 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 60.21-3-11

Property Details

APN / Parcel Number

Primary APN421500 60.21-3-11
Alternative APN
  • 150006002100030110000000

Interior

Stories1 Story
Building Area5,085 sqft Gross Area
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1986
Lot Area18,432 sqft (0.423 acres)
Lot Dimensions144 ft deep x 128 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1600 STATE ST
CitySCHENECTADY
StateNY
Zip12304
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Local Zoning Code05
Legal DescriptionPART OF SERVICE STA & GAR
Legal Block3
Legal Lot Number11.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3014
Census Tract21700

Owner

Source: Schenectady County and Schenectady City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1123 6TH AVE, SCHENECTADY, NY 12303-1209
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2026Warranty Deed, Transfer · Conventional Mortgage
VELOCITY COMMERCIAL CAPITAL LLC
May 30, 2017Deed with Mortgage, Transfer · Conventional with PMI
LOPRESTI LAND LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2026 · Amount on Record
Deed SaleSep 11, 2026 · Amount on Record
Prior SaleMay 30, 2017 · Amount on Record
Deed Document Number202620203
Deed Book / Page2179 / 237
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 11, 2026
Property Address1600 STATE ST, SCHENECTADY, NY 12304
Document Number0000020203
Book / Page2179 / 237
Instrument DateJun 11, 2026
Instrument202620203
Transaction TypeTransfer
Record UpdatedOct 5, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$151,500.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1123 6TH AVE, SCHENECTADY, NY 12303-1209

Mortgage

Document Number0000020204,
DateSep 11, 2026
Instrument202620204
Lender
NameVELOCITY COMMERCIAL CAPITAL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

May 2017: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionSCHENECTADY NY
Recording DateMay 30, 2017
Property Address1600 STATE ST, SCHENECTADY, NY 12304
Book / Page001963 / 000425
Instrument DateMay 5, 2017
Instrument23829
Transaction TypeTransfer
Record UpdatedJan 9, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$820.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 DROMS RD REXFORD NY 121481401, REXFORD, NY 12148-1401

Mortgage

Document Number0000023829
DateMay 30, 2017
Book Page004763/000171
Instrument23829
Lender
NameLOPRESTI LAND LLC
Address1 LAUREL OAK LN, CLIFTON PARK, NY 12065-4715
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term120 Months
DueMay 29, 2027
Interest
Rate5.5%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,748.00 (+0.75%)
2025$11,660.00$284,800 (-) Land $36,000 Building $248,800$471,601 (+30.82%) Land $59,612 Building $411,989
2023$284,800 Land $36,000 Building $248,800$360,506 Land $45,570 Building $314,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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