Schenectady County and Schenectady City property record for 1707 State St, Schenectady, NY 12304
| Property Type | Neighborhood Shopping Center, Strip Center |
|---|---|
| Details | 13,048 sqft · built 1997 |
| Lot Size | 0.89 acres (38,760 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,425,000 (Nov 2007) |
| Tax Bill | $45,527 (2026) |
| Deeds & Mortgages | Sep 2020 Line of Credit Sep 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.30-1-1 |
| Primary APN | 421500 60.30-1-1 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 13,048 sqft Gross Area |
| Overhead Door | Overhead Door |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 38,760 sqft (0.89 acres) |
| Lot Dimensions | 150 ft deep x 292 ft wide |
| Canopy | 1,768 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1707 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1717 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Neighborhood Shopping Center, Strip Center |
| Local Zoning Code | 05 - COMME |
| Legal Description | PTS 344 5 6 8 9 50 |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 21801 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1612 S OCEAN LN, 233, FORT LAUDERDALE, FL 33316-3311 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 15, 2020 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK NA |
| Sep 3, 2020 | Loan Modification, Mortgage · Line of Credit COMMUNITY BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2007 · Amount on Record |
| Deed Sale | Nov 14, 2007 · Amount on Record |
| Deed Book / Page | 1771 / 290 |
| Prior Transfer Date | Sep 25, 1997 |
| Prior Transfer Doc | 1524000684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1707 STATE ST, SCHENECTADY, NY 12304-1717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 115 SPY GLASS CT, ALBANY, NY 12203-4925 |
| Document Number | 0000027493 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 5020/979 |
| Instrument | 202027493 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1707 STATE ST, SCHENECTADY, NY 12304-1717 |
| Document Number | 0000027501 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 115 SPY GLASS CT ALBANY NY 122034925, ALBANY, NY 12203-4925 |
| Document Number | 0000027501 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 005021/000012 |
| Instrument | 27501 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | ALBANY, NY 12211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,527.00 (+0.2%) | ||
| 2025 | $45,435.00 (+1.54%) | $1,100,000 (-) Land $62,400 Building $1,037,600 | $1,821,494 (+30.82%) Land $103,328 Building $1,718,166 |
| 2023 | $1,100,000 (-) Land $62,400 Building $1,037,600 | $1,392,405 (+3.8%) Land $78,987 Building $1,313,418 | |
| 2022 | $1,100,000 Land $62,400 Building $1,037,600 | $1,341,463 Land $76,098 Building $1,265,365 | |
| 2021 | $44,745.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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