16282 Wayne St, Union, MI 49130 Property Records

Cass County property record for 16282 Wayne St, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,782 sqft · built 2002
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Company Names on File
Tax Bill	$881 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-060-013-236-45`

Property Details

APN / Parcel Number

Primary APN	`14-060-013-236-45`

Interior

Full Baths	2 Baths
Building Area	1,782 sqft Building Perimeter
1st Floor Area	1,782 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	126,324 sqft (2.9 acres)
Garage Area	672 sqft

Location & Zoning

Street Address	16282 WAYNE ST
City	UNION
State	MI
Zip	49130-9637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	236E COM W 1315.59 FT FRM SE COR SEC, TH W 297.91 FT, N 0 DEG 1'E 435.6 FT, E 297.91 FT, S 0 DEG 1'W 435.6 FT TO BEG. SEC 13
Legal Range	14W
Legal Township	08S
Legal Section	13
Jurisdiction	CASS MI
Township / Civil Division	MASON
Census Block Group	2
Census Block	2030
Census Tract	1100

Owner

Source: Cass County assessment roll, as of August 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	16282 WAYNE ST, UNION, MI 49130-9637
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Sep 10, 2021	Intrafamily Transfer, Transfer
Mar 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 31, 2021
Transfer Doc	01203/1119
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	16282 WAYNE ST, UNION, MI 49130-9637
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16282 WAYNE ST, UNION, MI 49130-9637

Mortgage

Document Number	1203/1471
Date	Sep 14, 2021
Book Page	1203/1471

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	48975

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Sep 10, 2021
Property Address	16282 WAYNE ST, UNION, MI 49130-9637
Document Number	1203/1119
Book / Page	1203 / 1119
Instrument Date	Aug 31, 2021
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	16282 WAYNE ST, UNION, MI 49130-9637

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	16282 WAYNE ST, UNION, MI 49130-9637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1137/0943
Date	Mar 29, 2018
Book Page	1137/0943

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	16282 WAYNE ST, UNION, MI 49130-9637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1183/2094
Date	Nov 3, 2020
Book Page	1183/2094

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Mason Township
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,900 (+14.67%)	$265,800 (+14.67%)
2025	$881.00 (-60.53%) Homeowner's exemption	$115,900 (+21.87%) Land $115,900	$231,800 (+21.87%) Land $231,800
2024	$2,232.00 (+3.09%)
2023		$95,100	$190,200
2022	$2,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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