Hardy County property record for 1641 Upper Cove Rd, Mathias, WV 26812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,616 sqft · built 2009 |
| Lot Size | 9.58 acres (417,305 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $520 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-487-0093.0001 |
| Primary APN | 02-487-0093.0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 3,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 417,305 sqft (9.58 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1641 UPPER COVE RD |
|---|---|
| City | MATHIAS |
| State | WV |
| Zip | 26812-8630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ON NE SIDE UPPER COVE RD 9.58 AC SHIPE |
| Legal Subdivision | SURVEY FOR ROGER SAGER |
| Jurisdiction | HARDY WV |
| Township / Civil Division | LOST RIVER |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 970202 |
1641 Upper Cove Rd is owned and occupied by two individuals who acquired it in July 2007.
Source: Hardy County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1641 UPPER COVE RD, MATHIAS, WV 26812-8630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 23, 2007 |
| Transfer Doc | 298/105 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1641 Upper Cove Rd was $520, up 1.6% from the year before.
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $520.00 (+1.56%) | $67,680 (+1.53%) Land $14,940 Building $52,740 | $112,800 (+1.53%) Land $24,900 Building $87,900 |
| 2025 | $512.00 | $66,660 Land $14,940 Building $51,720 | $111,100 Land $24,900 Building $86,200 |
| 2023 | $511.00 | $66,240 Land $14,940 Building $51,300 | $110,400 Land $24,900 Building $85,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1641 Upper Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1641 Upper Cove Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 78% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
No cell data coverage reported
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