Hardy County property record for 889 Upper Cove Rd, Mathias, WV 26812
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,688 sqft · built 1898 |
| Lot Size | 79.5 acres (3,463,020 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $297 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-487-0006.0000 |
| Primary APN | 02-487-0006.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1898 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 3,463,020 sqft (79.5 acres) |
| Terrain | Rolling |
| Cooling System | None |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 889 UPPER COVE RD |
|---|---|
| City | MATHIAS |
| State | WV |
| Zip | 26812-8110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 79.5 AC MATHIAS LIFE EST IN DWEL MELVIN & AUDREY FITZWATER |
| Jurisdiction | HARDY WV |
| Township / Civil Division | LOST RIVER |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 970202 |
Source: Hardy County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 889 UPPER COVE RD, MATHIAS, WV 26812-8110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000900409 |
| Record Updated | Jun 8, 2026 |
Source: Hardy County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $297.00 (+7.22%) Homeowner's exemption | $58,620 (+4.72%) Land $19,680 Building $38,940 | $97,700 (+4.72%) Land $32,800 Building $64,900 |
| 2023 | $277.00 Homeowner's exemption | $55,980 Land $19,680 Building $36,300 | $93,300 Land $32,800 Building $60,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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