Hardy County property record for 609 Upper Cove Rd, Mathias, WV 26812
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,720 sqft · built 1993 |
| Lot Size | 64.9 acres (2,827,044 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,245 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-487-0011.0000 |
| Primary APN | 02-487-0011.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,720 sqft Living Area |
| 1st Floor Area | 4,656 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 2,827,044 sqft (64.9 acres) |
| Terrain | Rolling |
| Shed | 1 Shed |
| Shed Area | 213,120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 609 UPPER COVE RD |
|---|---|
| City | MATHIAS |
| State | WV |
| Zip | 26812-8111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 64.9 AC MOYER PROPERTY FANSLER |
| Legal Subdivision | 02 91 0000-00 487 0011 |
| Jurisdiction | HARDY WV |
| Township / Civil Division | LOST RIVER |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 970202 |
Source: Hardy County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 609 UPPER COVE RD, MATHIAS, WV 26812-8111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,245.00 (+1.49%) | $292,380 (+1.65%) Land $18,300 Building $274,080 | $487,300 (+1.65%) Land $30,500 Building $456,800 |
| 2025 | $2,212.00 (+9.94%) | $287,640 (+10.38%) Land $18,300 Building $269,340 | $479,400 (+10.38%) Land $30,500 Building $448,900 |
| 2023 | $2,012.00 | $260,580 Land $18,300 Building $242,280 | $434,300 Land $30,500 Building $403,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
No cell data coverage reported
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