Hardy County property record for 1644 Upper Cove Rd, Mathias, WV 26812
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,344 sqft · built 1900 |
| Lot Size | 148 acres (6,486,084 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $358 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-487-0093.0000 |
| Primary APN | 02-487-0093.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,344 sqft Living Area |
| 1st Floor Area | 2,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 6,486,084 sqft (148 acres) |
| Terrain | Rolling |
| Cooling System | None |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1644 UPPER COVE RD |
|---|---|
| City | MATHIAS |
| State | WV |
| Zip | 26812-8629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 148.90 AC CO CRT CNSLD W/PCL 92 |
| Jurisdiction | HARDY WV |
| Township / Civil Division | LOST RIVER |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 970300 |
Source: Hardy County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1644 UPPER COVE RD, MATHIAS, WV 26812-8629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358.00 (+6.87%) | $66,660 (+4.81%) Land $21,480 Building $45,180 | $111,100 (+4.81%) Land $35,800 Building $75,300 |
| 2025 | $335.00 (+10.93%) Homeowner's exemption | $63,600 (+7.51%) Land $21,480 Building $42,120 | $106,000 (+7.51%) Land $35,800 Building $70,200 |
| 2023 | $302.00 Homeowner's exemption | $59,160 Land $21,480 Building $37,680 | $98,600 Land $35,800 Building $62,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
No cell data coverage reported
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