San Luis Obispo County property record for 1641 20th St, Oceano, CA 93445
| Property Type | Quadplex |
|---|---|
| Details | 6 bd · 4 ba · 3,012 sqft · built 1985 |
| Lot Size | 0.111 acres (4,875 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $810,000 (Mar 2019) |
| Tax Bill | $10,938 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-063-007 |
| Primary APN | 062-063-007 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 3,012 sqft Total Area |
| Year Built | Built 1985 |
|---|---|
| Construction Type | Wood |
| Lot Area | 4,875 sqft (0.111 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 4 Parking Spaces |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Street Address | 1641 20TH ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9351 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Local Zoning Code | RMF |
| Legal Description | WHEELER SB BL 1 LT 8 |
| Legal Subdivision | WHEELERS |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 12201 |
Source: San Luis Obispo County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1641 20TH ST APT 1, 1, OCEANO, CA 93445-9351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SKYLINE FINANCIAL CORP |
| Oct 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC |
| Mar 1, 2019 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2019 · Amount on Record |
| Deed Sale | Mar 1, 2019 · Amount on Record |
| Prior Sale | Jul 9, 2010 · Amount on Record |
| Deed Document Number | 2019007105 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1641 20TH ST, OCEANO, CA 93445-9351 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001577 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | 2017001577 |
| Name | SKYLINE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | AGOURA HILLS, CA 91301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1641 20TH ST, OCEANO, CA 93445-9351 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1375 E GRAND AVE 609, 609, ARROYO GRANDE, CA 93420-2421 |
| Document Number | 0000055725 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020055725 |
| Name | JMAC LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 1, 2019 |
| Property Address | 1641 20TH ST, OCEANO, CA 93445-9351 |
| Document Number | 0000007105 |
| Map Reference | MB 3 PG 83 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 2019007105 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1375 E GRAND AVE # 609, 609, ARROYO GRANDE, CA 93420-2421 |
| Document Number | 0000007106 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 2019007106 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,938.00 (+4.81%) | $900,776 (+4.04%) Land $223,101 Building $677,675 |
| 2023 | $10,436.00 (+1.36%) | $865,800 Land $214,439 Building $651,361 |
| 2022 | $10,296.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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