1520 20th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1520 20th St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,147 sqft · built 1954
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on Record
Last Sale$650,000 (Oct 2023)
Tax Bill$7,412 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Sep 2022 Transfer
Flood ZoneZone X (minimal risk)
APN062-051-028

Property Details

APN / Parcel Number

Primary APN062-051-028

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,147 sqft Living Area
1st Floor Area1,147 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Construction TypeWood
Lot Area4,792 sqft (0.11 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1520 20TH ST
CityOCEANO
StateCA
Zip93445-9324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionWHEELERS SUB OF LT L BL 5 LT 3
Legal SubdivisionWHEELERS SUB
Legal Block5
Legal Lot NumberL,3
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1010
Census Tract12201

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address231 BRISA DEL MAR, LOMPOC, CA 93436-2611
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2023Grant Deed, Transfer · Seller Carry-Back
JOHN G CHRISTIE LIVING TRUST
Sep 14, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2023 · Amount on Record
Deed SaleOct 26, 2023 · Amount on Record
Prior SaleFeb 23, 2012 · Amount on Record
Deed Document Number202332484
Prior Transfer DateAug 24, 2022
Prior Transfer Doc0000036669
Record UpdatedOct 29, 2026

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 26, 2023
Property Address1520 20TH ST, OCEANO, CA 93445-9324
Document Number0000032484
Map ReferenceMB 3 PG 83
Instrument DateAug 11, 2023
Instrument2023032484
Transaction TypeTransfer
Record UpdatedNov 6, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 BRISA DEL MAR, LOMPOC, CA 93436-2611

Mortgage

Document Number0000032485
DateOct 26, 2023
Instrument2023032485
Lender
NameJOHN G CHRISTIE LIVING TRUST
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 14, 2022
Property Address1520 20TH ST, OCEANO, CA 93445-9324
Document Number0000036669
Map ReferenceMB 3 PG 83
Instrument DateAug 24, 2022
Instrument2022036669
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
AddressPO BOX 840, OCEANO, CA 93475-0840

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$676,260 (+2%) Land $442,170 Building $234,090
2025$7,412.00 (+204.52%)$663,000 (+231.67%) Land $433,500 Building $229,500
2023$2,434.00 (+1.33%)$199,896 Land $60,358 Building $139,538
2022$2,402.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

Nearby Properties on 20th St

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