16402 W Split Rail Dr, Lockport, IL 60441 Property Records

Will County property record for 16402 W Split Rail Dr, Lockport, IL 60441

Property Summary

Property TypeSingle Family Home
Details2,547 sqft · built 2004
Lot Size0.194 acres (8,467 sqft)
OwnerIndividual Name on File
Last Sale$339,000 (Jun 2019)
Tax Bill$11,522 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-05-19-316-002-0010

Property Details

APN / Parcel Number

Primary APN16-05-19-316-002-0010

Interior

Stories2 Stories
Building Area2,547 sqft Living Area
Basement Area1,270 sqft
Unfinished Basement1,270 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area8,467 sqft (0.194 acres)
Garage Area621 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address16402 W SPLIT RAIL DR
CityLOCKPORT
StateIL
Zip60441-4693
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 179 IN KAREN SPRINGS UNIT 3B, BEING A SUB OF PRT OF THE E1/2 OF THE SW1/4 OF SEC 19, T36N-R11E.
Legal Range11E
Legal Township36N
Legal Section19
Legal SubdivisionKAREN SPRINGS
Legal Lot Number179
Legal Unit3B
JurisdictionWILL IL
Township / Civil DivisionHOMER
Census Block Group2
Census Block2016
Census Tract881009

Owner

Source: Will County records · APN 16-05-19-316-002-0010

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16402 W SPLIT RAIL DR, LOCKPORT, IL 60441-4693
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2023Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 18, 2019Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2019 · Amount on Record
Deed SaleJun 18, 2019 · Amount on Record
Prior SaleNov 24, 2004 · Amount on Record
Deed Document Number201937596
Prior Transfer DateMar 13, 2015
Prior Transfer Doc0000030181
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address16402 W SPLIT RAIL DR, LOCKPORT, IL 60441-4693
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050909
DateSep 28, 2023
InstrumentR2023050909
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address16402 W SPLIT RAIL DR, LOCKPORT, IL 60441-4693
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000088288
DateOct 13, 2020
InstrumentR2020088288
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionWILL IL
Recording DateJun 18, 2019
Property Address16402 W SPLIT RAIL DR, LOCKPORT, IL 60441-4693
Document Number0000037596
Map ReferenceDOC R2003-137970
Instrument DateJun 10, 2019
InstrumentR2019037596
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$508.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address16402 W SPLIT RAIL DR, 16402, LOCKPORT, IL 60441-4693

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address16402 W SPLIT RAIL DR, LOCKPORT, IL 60441-4693

Mortgage

Document Number0000037597
DateJun 18, 2019
InstrumentR2019037597
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionHomer Township
MunicipalityLockport City
Secondary School DistrictLockport Township High School District 205 (09 - 12)
Elementary School DistrictWill County School District 92 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,522.00 (+16.49%)
2024$143,110 (+18.15%) Land $21,800 Building $121,310$429,330 (+18.15%) Land $65,400 Building $363,930
2022$9,891.00 Homeowner's exemption$121,123 Land $18,451 Building $102,672$363,369 Land $55,353 Building $308,016

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1997)
Most Recent ClaimFeb 1997 · tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
1,200 / 35
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Bertram Communications, Verizon.

Based on FCC filings for 180 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOCKPORT
serves 23,100 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting40
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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