16350 W Split Rail Dr, Lockport, IL 60441 Property Records

Will County property record for 16350 W Split Rail Dr, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,955 sqft · built 2004
Lot Size	0.18 acres (7,791 sqft)
Owner	Individual Name on Record
Last Sale	$307,000 (Mar 2005)
Tax Bill	$14,769 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-19-401-003`

Property Details

APN / Parcel Number

Primary APN	`16-05-19-401-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,955 sqft Living Area
Basement Area	1,673 sqft
Unfinished Basement	1,673 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Lot Area	7,791 sqft (0.18 acres)
Garage Type	Attached
Garage Area	548 sqft
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16350 W SPLIT RAIL DR
City	LOCKPORT
State	IL
Zip	60441-4790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 182 IN KAREN SPRINGS UNIT 3B, BEING A SUB OF PRT OF THE E1/2 OF THE SW1/4 OF SEC 19, T36N-R11E.
Legal Range	11E
Legal Township	36N
Legal Section	19
Legal Subdivision	KAREN SPRINGS
Legal Lot Number	182
Legal Unit	3B
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2013
Census Tract	881009

Owner

Source: Will County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16350 W SPLIT RAIL DR, LOCKPORT, IL 60441-4790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage ONE REPUBLIC INC
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE REPUBLIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2005 · Amount on Record
Deed Sale	Mar 18, 2005 · Amount on Record
Deed Document Number	200545709
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16350 W SPLIT RAIL DR, LOCKPORT, IL 60441-4790
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083446
Date	Nov 21, 2019
Instrument	R2019083446

Lender

Name	ONE REPUBLIC INC
Type	Non-Lending Institution
Address	ARLINGTON HEIGHTS, IL 60004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate	4.5%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16350 W SPLIT RAIL DR, LOCKPORT, IL 60441-4790
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105147
Date	Nov 20, 2020
Instrument	R2020105147

Lender

Name	ONE REPUBLIC MORTGAGE
Type	Mortgage Company
Address	ARLINGTON HEIGHTS, IL 60004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Elementary School District	Homer Community Consolidated School District 33C (PK - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,769.00 (+13.66%)	$183,206 (+7.6%) Land $33,099 Building $150,107	$549,618 (+7.6%) Land $99,297 Building $450,321
2024		$170,266 (+18.15%) Land $30,761 Building $139,505	$510,798 (+18.15%) Land $92,283 Building $418,515
2022	$12,994.00 Homeowner's exemption	$144,107 Land $26,035 Building $118,072	$432,321 Land $78,105 Building $354,216

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Verizon.

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