16425 W Split Rail Dr, Lockport, IL 60441 Property Records

Will County property record for 16425 W Split Rail Dr, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	3,070 sqft · built 2002
Lot Size	0.25 acres (11,088 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Apr 2003)
Tax Bill	$14,230 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-19-314-020`

Property Details

APN / Parcel Number

Primary APN	`16-05-19-314-020`

Interior

Stories	2 Stories
Building Area	3,070 sqft Living Area
Basement Area	1,549 sqft
Unfinished Basement	1,549 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	11,088 sqft (0.25 acres)
Garage Area	659 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	16425 W SPLIT RAIL DR
City	LOCKPORT
State	IL
Zip	60441-4692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 261 IN KAREN SPRINGS UNIT 3A, BEING A SUB OF PRT OF THE E 1/2 SW 1/4 OF SEC 19, T36N R11E.
Legal Range	11E
Legal Township	36N
Legal Section	19
Legal Subdivision	KAREN SPRINGS UNIT 3A
Legal Lot Number	261
Legal Unit	3A
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2032
Census Tract	881009

Owner

Source: Will County records · APN 16-05-19-314-020

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16425 W SPLIT RAIL DR, LOCKPORT, IL 60441-4692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 11, 2003 · Amount on Record
Deed Sale	Apr 11, 2003 · Amount on Record
Deed Document Number	200384276
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16425 W SPLIT RAIL DR, LOCKPORT, IL 60441-4692
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064540
Date	Aug 06, 2020
Instrument	R2020064540

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2035

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Will County School District 92 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,230.00 (+16.54%)
2024		$175,003 (+18.15%) Land $30,761 Building $144,242	$525,009 (+18.15%) Land $92,283 Building $432,726
2022	$12,210.00 Homeowner's exemption	$148,116 Land $26,035 Building $122,081	$444,348 Land $78,105 Building $366,243

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Bertram Communications, Verizon.

Based on FCC filings for 180 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOCKPORT serves 23,100 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.