16407 W Split Rail Dr, Lockport, IL 60441 Property Records

Will County property record for 16407 W Split Rail Dr, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	2,374 sqft · built 2004
Lot Size	0.26 acres (11,129 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Aug 2020)
Tax Bill	$12,123 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jul 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-19-315-001`

Property Details

APN / Parcel Number

Primary APN	`16-05-19-315-001`

Interior

Stories	2 Stories
Building Area	2,374 sqft Living Area
Basement Area	1,223 sqft
Unfinished Basement	1,223 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	11,129 sqft (0.26 acres)
Garage Area	636 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	16407 W SPLIT RAIL DR
City	LOCKPORT
State	IL
Zip	60441-4692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 217 IN KAREN SPRINGS UNIT 3B, BEING A SUB OF PRT OF THE E1/2 OF THE SW1/4 OF SEC 19, T36N-R11E.
Legal Range	11E
Legal Township	36N
Legal Section	19
Legal Subdivision	KAREN SPRINGS UNIT 3B
Legal Lot Number	217
Legal Unit	3B
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2033
Census Tract	881009

Owner

Source: Will County assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16407 W SPLIT RAIL DR, LOCKPORT, IL 60441-4692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC
Jul 10, 2017	Quit Claim Deed, Transfer Quitclaim
May 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage INLAND BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Prior Sale	Jan 14, 2005 · Amount on Record
Deed Document Number	202064574
Prior Transfer Date	Jun 11, 2017
Prior Transfer Doc	0000052580
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 6, 2020
Property Address	16407 W SPLIT RAIL DR, LOCKPORT, IL 60441-4692
Document Number	0000064574
Map Reference	DOC R2003-137970
Instrument Date	Jul 24, 2020
Instrument	R2020064574
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	SMP TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16407 W SPLIT RAIL DR, LOCKPORT, IL 60441-4692

Mortgage

Document Number	0000064575
Date	Aug 6, 2020
Instrument	R2020064575

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate	3.37%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Jul 10, 2017
Property Address	16407 W SPLIT RAIL DR, LOCKPORT, IL 60441-4692
Document Number	0000052580
Instrument Date	Jun 11, 2017
Instrument	52580
Transaction Type	Transfer
Record Updated	Jul 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16407 W SPLIT RAIL DR LOCKPORT IL 604414692, LOCKPORT, IL 60441-4692

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16407 W SPLIT RAIL DR, LOCKPORT, IL 60441-4692
Document Number	0000040457
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16407 W SPLIT RAIL DR LOCKPORT IL 604414692, LOCKPORT, IL 60441-4692

Mortgage

Document Number	0000040457
Date	May 24, 2017
Instrument	40457

Lender

Name	INLAND BK&TR
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 23, 2027

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Will County School District 92 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,123.00 (+16.51%)
2024		$150,191 (+18.15%) Land $30,761 Building $119,430	$450,573 (+18.15%) Land $92,283 Building $358,290
2022	$10,405.00 Homeowner's exemption	$127,116 Land $26,035 Building $101,081	$381,348 Land $78,105 Building $303,243

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Bertram Communications, Verizon.

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