143 S 243rd St, Waterloo, NE 68069 Property Records

Douglas County property record for 143 S 243rd St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,279 sqft · built 2014
Lot Size	0.369 acres (16,117 sqft)
Owner	Trust Name on File
Tax Bill	$11,024 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2020 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`R2524500608`

Property Details

APN / Parcel Number

Primary APN	`R2524500608`
Alternative APNs	`2450 0608 25` `2524500608`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,279 sqft Living Area
Basement Area	2,255 sqft
Finished Basement	1,454 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2014
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.369 acres)
Garage Type	Attached
Garage Area	844 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	368 sqft
Deck Area	362 sqft
Patio Area	362 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2524500608
Street Address	143 S 243RD ST
City	WATERLOO
State	NE
Zip	68069-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST SHORES LOT 250 BLOCK 0 IRREG
Legal Subdivision	WEST SHORES
Legal Lot Number	250
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1056
Census Tract	7508

Owner

143 S 243rd St is owner-occupied and held in a trust since June 2022.

Source: Douglas County records, as of March 16, 2026

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	143 S 243RD ST, WATERLOO, NE 68069-4702
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLANE BANK
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK
Jun 3, 2022	Warranty Deed, Transfer
Jun 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 3, 2022
Deed Sale	Jun 3, 2022
Prior Sale	Jun 24, 2020
Deed Document Number	2022056166
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	143 S 243RD ST, WATERLOO, NE 68069-4702
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056875
Date	Jun 10, 2020
Instrument	2020056875

Lender

Name	HEARTLANE BANK
Address	GENEVA, NE 68361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	143 S 243RD ST, WATERLOO, NE 68069-4702
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071286
Date	Jul 10, 2020
Instrument	2020071286

Lender

Name	HEARTLAND BANK
Type	Bank
Address	GENEVA, NE 68361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jun 3, 2022
Property Address	143 S 243RD ST, WATERLOO, NE 68069-4702
Document Number	0000056166
Instrument Date	May 24, 2022
Instrument	2022056166
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jun 24, 2020
Property Address	143 S 243RD ST, WATERLOO, NE 68069-4702
Document Number	0000063436
Instrument Date	Jun 22, 2020
Instrument	63436
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	143 S 243RD ST WATERLOO NE 680694702, WATERLOO, NE 68069-4702

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jun 24, 2020
Property Address	143 S 243RD ST, WATERLOO, NE 68069-4702
Document Number	0000063434
Instrument Date	Jun 22, 2020
Instrument	63434
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 S 243RD ST WATERLOO NE 680694702, WATERLOO, NE 68069-4702

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NE
Recording Date	Feb 20, 2020
Property Address	143 S 243RD ST, WATERLOO, NE 68069-4702
Document Number	0000016222
Instrument Date	Feb 14, 2020
Instrument	16222
Transaction Type	Transfer
Record Updated	Apr 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	143 S 243RD ST WATERLOO NE 680694702, WATERLOO, NE 68069-4702

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NE
Recording Date	Feb 20, 2020
Property Address	143 S 243RD ST, WATERLOO, NE 68069-4702
Document Number	0000016223
Instrument Date	Feb 14, 2020
Instrument	16223
Transaction Type	Transfer
Record Updated	Apr 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	143 S 243RD ST WATERLOO NE 680694702, WATERLOO, NE 68069-4702

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$890,200 Land $82,600 Building $807,600	$890,200 Land $82,600 Building $807,600
2024	$11,024.00 (-4.36%)
2023	$11,526.00 (+69.67%)	$714,500 Land $82,600 Building $631,900	$714,500 Land $82,600 Building $631,900
2022	$6,793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 143 S 243rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 S 243rd St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 49% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200

May also be available: Verizon.

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