158 Old Course Loop, Cape Charles, VA 23310 Property Records

Northampton County property record for 158 Old Course Loop, Cape Charles, VA 23310 · Last verified March 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,773 sqft · built 2006
Owner	2 Individual Names on File
Last Sale	$230,000 (Aug 2016)
Tax Bill	$3,405 (2025)
Deeds & Mortgages	Apr 2013 Mortgage Oct 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-11-158BO`

Property Details

APN / Parcel Number

Primary APN	`90-11-158BO`
Alternative APNs	`453630` `15418`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,773 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	453630
Street Address	158 OLD COURSE LOOP
City	CAPE CHARLES
State	VA
Zip	23310-2374
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 8 BUILDING 8 FAIRWAYS I UNIT 8 BUILDING 8 FAIRWAYS I
Legal Unit	8
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	2
Census Block Group	3
Census Block	3025
Census Tract	930301

Owner

Source: Northampton County records · APN 90-11-158BO

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1827 GLENVILLE RD, HAVRE DE GRACE, MD 21078-1013
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2013	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Oct 25, 2006	Deed of Trust, Mortgage · ARM SUNTRUST MORTGAGE INC
Oct 25, 2006	Deed, Transfer · ARM SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2016 · Amount on Record
Deed Sale	Aug 29, 2016 · Amount on Record
Prior Transfer Date	Oct 25, 2006
Prior Transfer Doc	060002987
Record Updated	Jun 08, 2026

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	158 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001300/574
Date	Apr 03, 2013
Book Page	1300/574

Lender

Name	SUNTRUST MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2043

Interest

Rate Type	Fixed Rate
Rate	3.88%

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	158 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060002989
Date	Oct 25, 2006
Instrument	060002989

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Nov 01, 2011
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	12.5%
Index	1-Year LIBOR
Max Rate	12.5%

October 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Oct 25, 2006
Property Address	158 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Document Number	0060002987
Instrument Date	Oct 18, 2006
Instrument	060002987
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$428.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	688 FAIRVIEW AVE, ANNAPOLIS, VA 24103

Mortgage

Document Number	0060002988
Date	Oct 25, 2006
Instrument	060002988

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 01, 2016
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	11.5%
Index	1-Year LIBOR
Max Rate	11.5%

Tax Assessment & Valuation

Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Cape Charles Town
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,405.00 (+25.65%)	$483,100 (+35.47%) Building $483,100
2024			$483,100 (+35.47%) Building $483,100
2023	$2,710.00	$356,600 Building $356,600	$356,600 Building $356,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511319303013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 47 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	47 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 2% of Virginia
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Old Course Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures