Watauga County property record for 164 Elderberry Cir, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,862 sqft · built 2020 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $692,500 (Mar 2021) |
| Tax Bill | $3,076 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2848-66-5858-000 |
| Primary APN | 2848-66-5858-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,862 sqft Living Area |
| 1st Floor Area | 777 sqft |
| Basement Area | 308 sqft |
| Finished Basement | 308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Lot Area | 7,492 sqft (0.172 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 1823665 |
|---|---|
| Street Address | 164 ELDERBERRY CIR |
| City | BOONE |
| State | NC |
| Zip | 28607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.172AC, LOT 25, PB27 PG404 |
| Legal Lot Number | 25 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | ELK |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 920702 |
164 Elderberry Cir is owned by two individuals who bought it in March 2021.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 2312, CORNELIUS, NC 28031-2312 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2021 · Amount on File |
| Deed Sale | Mar 29, 2021 · Amount on File |
| Deed Document Number | 2021704187 |
| Deed Book / Page | 2177 / 650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Mar 29, 2021 |
| Property Address | 164 ELDERBERRY CIR, BOONE, NC 28607-6403 |
| Document Number | 0021770650 |
| Book / Page | 2177 / 650 |
| Map Reference | MB 27 PG 404 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 704187 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,385.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2312, CORNELIUS, NC 28031-2312 |
| Document Number | 0000704188 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 704188 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 164 Elderberry Cir was $3,076.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $734,800 (-) Land $100,000 Building $634,800 | ||
| 2025 | $3,076.00 | $734,800 Land $100,000 Building $634,800 | |
| 2024 | $734,800 Land $100,000 Building $634,800 | ||
| 2023 | $734,800 Land $100,000 Building $634,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 164 Elderberry Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 164 Elderberry Cir is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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