138 Elderberry Cir, Boone, NC 28607 Property Records

Watauga County property record for 138 Elderberry Cir, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,622 sqft · built 2020
Lot Size	0.129 acres (5,619 sqft)
Owner	2 Company Names on Record
Last Sale	$1,972,500 (Aug 2025)
Tax Bill	$4,193 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2848-67-6001-000`

Property Details

APN / Parcel Number

Primary APN	`2848-67-6001-000`
Alternative APNs	`1847620` `1856725` `1867401`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,622 sqft Living Area
1st Floor Area	480 sqft
Basement Area	440 sqft
Finished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,619 sqft (0.129 acres)
Garage Area	349 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1867401
Street Address	138 ELDERBERRY CIR
City	BOONE
State	NC
Zip	28607-6403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.129AC, LOT 22, PB27 PG404
Legal Lot Number	22
Jurisdiction	WATAUGA NC
Township / Civil Division	ELK
Census Block Group	2
Census Block	2023
Census Tract	920702

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	206 EAGLE BEND DR, WAXHAW, NC 28173-6772
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 30, 2023	Warranty Deed, Transfer
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Dec 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	May 30, 2023 · Amount on Record
Deed Document Number	2025752936
Deed Book / Page	2447 / 727
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	138 ELDERBERRY CIR, BOONE, NC 28607-6403
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 BAY COLONY DR S, JUNO BEACH, FL 33408-2159

Mortgage

Document Number	0023480221
Date	Aug 24, 2023
Book Page	2348/221
Instrument	733973

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.67%
Type Change Date	Sep 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Margin	3
Max Rate	10.6%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	May 30, 2023
Property Address	138 ELDERBERRY CIR, BOONE, NC 28607-6403
Document Number	0023340451
Book / Page	2334 / 451
Map Reference	MB 27 PG 404
Instrument Date	May 30, 2023
Instrument	731388
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$3,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 BAY COLONY DR S, JUNO BEACH, FL 33408-2159

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	138 ELDERBERRY CIR, BOONE, NC 28607-6403
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022530257
Date	Feb 1, 2022
Book Page	2253/257
Instrument	716615

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 20, 2021
Property Address	138 ELDERBERRY CIR, BOONE, NC 28607-6403
Document Number	0022440739
Book / Page	2244 / 739
Map Reference	MB 27 PG 404
Instrument Date	Dec 1, 2021
Instrument	715222
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Amount	Amount Recorded
Tax	$3,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5186, SARASOTA, FL 34277-5186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 NASSAU ST N, VENICE, FL 34285-1419

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,012,000 (-) Land $100,000 Building $912,000
2025	$4,193.00	$1,012,000 (-) Land $100,000 Building $912,000
2024			$1,012,000 Land $100,000 Building $912,000
2023		$1,012,000 Land $100,000 Building $912,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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