150 Elderberry Cir, Boone, NC 28607 Property Records

Watauga County property record for 150 Elderberry Cir, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,120 sqft · built 2020
Lot Size	0.105 acres (4,574 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,380,000 (Mar 2024)
Tax Bill	$3,291 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2848-66-5977-000`

Property Details

APN / Parcel Number

Primary APN	`2848-66-5977-000`
Alternative APNs	`1819044` `1860700`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area
1st Floor Area	796 sqft
Basement Area	528 sqft
Finished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Lot Area	4,574 sqft (0.105 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1860700
Street Address	150 ELDERBERRY CIR
City	BOONE
State	NC
Zip	28607-6403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.105AC, LOT 23, PB27 PG404
Legal Lot Number	23
Jurisdiction	WATAUGA NC
Township / Civil Division	ELK
Census Block Group	2
Census Block	2023
Census Tract	920702

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1520 PALM AVE, WINTER PARK, FL 32789-1647
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Feb 9, 2021	Special Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2024 · Amount on Record
Deed Sale	Mar 5, 2024 · Amount on Record
Prior Sale	Oct 4, 2022 · Amount on Record
Deed Document Number	2024738949
Deed Book / Page	2374 / 208
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Mar 5, 2024
Property Address	150 ELDERBERRY CIR, BOONE, NC 28607-6403
Document Number	0023740208
Book / Page	2374 / 208
Map Reference	MB 27 PG 404
Instrument Date	Feb 13, 2024
Instrument	738949
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 PALM AVE, WINTER PARK, FL 32789-1647

Mortgage

Document Number	0000738950
Date	Mar 5, 2024
Instrument	738950

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Apr 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Index	SOFR Average 30-Day
Max Rate	11.8%

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Feb 9, 2021
Property Address	150 ELDERBERRY CIR, BOONE, NC 28607-6403
Document Number	0021650096
Book / Page	2165 / 96
Instrument Date	Jan 19, 2021
Instrument	702061
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,551.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 NEW CASTLE DR, CHAPEL HILL, NC 27517-6546

Mortgage

Document Number	0000702062
Date	Feb 9, 2021
Instrument	702062

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$791,000 (+0.36%) Land $100,000 Building $691,000
2025	$3,291.00	$788,200 (-) Land $100,000 Building $688,200
2024			$788,200 Land $100,000 Building $688,200
2023		$788,200 Land $100,000 Building $688,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elderberry Cir

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