124 Elderberry Cir, Boone, NC 28607 Property Records

Watauga County property record for 124 Elderberry Cir, Boone, NC 28607

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,238 sqft · built 2020
Lot Size0.094 acres (4,095 sqft)
OwnerIndividual Name on Record
Last Sale$775,000 (Sep 2020)
Tax Bill$3,872 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Dec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN2848-67-6086-000

Property Details

APN / Parcel Number

Primary APN2848-67-6086-000
Alternative APN
  • 1815910

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories3 Stories
Building Area2,238 sqft Living Area
1st Floor Area450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area4,095 sqft (0.094 acres)
Garage Area416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1815910
Street Address124 ELDERBERRY CIR
CityBOONE
StateNC
Zip28607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.094AC, LOT 20, PB27 PG404
Legal Lot Number20
JurisdictionWATAUGA NC
Township / Civil DivisionELK
Census Block Group2
Census Block2023
Census Tract920702

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2001 QUEENS RD, CHARLOTTE, NC 28207
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2023Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Dec 1, 2021Deed of Trust, Mortgage · Line of Credit
TD BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2020 · Amount on Record
Deed SaleSep 8, 2020 · Amount on Record
Deed Document Number2020694857
Deed Book / Page2120 / 698
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address124 ELDERBERRY CIR, BOONE, NC 28607-6403
Transaction TypeMortgage
Record UpdatedSep 21, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023490614
DateSep 1, 2023
Book Page2349/614
Instrument734230
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 22, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address124 ELDERBERRY CIR, BOONE, NC 28607-6403
Transaction TypeMortgage
Record UpdatedFeb 23, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022390704
DateDec 1, 2021
Book Page2239/704
Instrument714432
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 22, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$932,400 (-) Land $100,000 Building $832,400
2025$3,872.00$932,400 (-) Land $100,000 Building $832,400
2024$932,400 Land $100,000 Building $832,400
2023$932,400 Land $100,000 Building $832,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
RiverStreet Networks
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elderberry Cir

Nearby Streets

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