158 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 158 E First St, Ocean Isle Beach, NC 28469

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 3,118 sqft · built 2003
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on Record
Last Sale$1,525,000 (May 2017)
Tax Bill$6,101 (2025)
Deeds & MortgagesOct 2021 Mortgage
Dec 2017 Transfer
+ 3 more
Flood ZoneZone AE (high risk)
APN258AH006

Property Details

APN / Parcel Number

Primary APN258AH006
Alternative APNs
  • 107519510629
  • 80066995

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,118 sqft Heated Area
Gross Area4,312 sqft
1st Floor Area504 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2005
Exterior MaterialWood Shingle
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialShingle
Lot Area7,405 sqft (0.17 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80066995
Street Address158 E FIRST ST
CityOCEAN ISLE BEACH
StateNC
Zip28469-7602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL-6 B-8 S-B OIB PLAT 3/179
Legal Block8
Legal Lot Number6
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group3
Census Block3011
Census Tract20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 669571, CHARLOTTE, NC 28266-9571
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Dec 18, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 15, 2017Deed of Trust, Mortgage
BANK OF AMERICA
Aug 15, 2017Warranty Deed, Transfer
ATTORNEY ONLY
May 3, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2017 · Amount on Record
Deed SaleMay 3, 2017 · Amount on Record
Deed Book / Page3902 / 1135
Last Transfer DateDec 7, 2017
Transfer Doc0039980031
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address158 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7602
Transaction TypeMortgage
Record UpdatedNov 12, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047210598
DateOct 8, 2021
Book Page4721/598
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRUNSWICK NC
Recording DateDec 18, 2017
Property Address158 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7602
Document Number0039980031
Book / Page003998 / 000031
Instrument DateDec 7, 2017
Transaction TypeTransfer
Record UpdatedJan 8, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 669571 CHARLOTTE NC 282669571, CHARLOTTE, NC 28266-9571

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address158 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7602
Document Number0039591172
Instrument DateSep 15, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address158 E FIRST ST OCEAN ISLE BEACH NC 284697602, OCEAN ISLE BEACH, NC 28469-7602

Mortgage

Document Number0039591172
DateSep 15, 2017
Book Page003959/001172
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueSep 14, 2047
Interest
Rate TypeAdjustable Rate

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateAug 15, 2017
Property Address158 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7602
Document Number0039451176
Book / Page003945 / 001176
Instrument DateAug 11, 2017
Transaction TypeTransfer
Record UpdatedSep 20, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,730.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 669571 CHARLOTTE NC 282669571, CHARLOTTE, NC 28266-9571

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateMay 3, 2017
Property Address158 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7602
Document Number0039021135
Book / Page003902 / 001135
Instrument DateApr 28, 2017
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,050.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 669571 CHARLOTTE NC 282669571, CHARLOTTE, NC 28266-9571

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,608,600 (-) Land $800,000 Building $808,600$1,608,600 (-) Land $800,000 Building $808,600
2025$6,101.00$1,608,600 (-) Land $800,000 Building $808,600$1,608,600 (-) Land $800,000 Building $808,600
2023$1,608,600 Land $800,000 Building $808,600$1,608,600 Land $800,000 Building $808,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 596 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies658 units insured
incl. 62 condo units
Nearby Flood Claims901 (1979–2022)
Claims Outside the SFHA2 of 901
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Isaias, Aug 2020 · 124 claims
  • Hurricane Matthew, Oct 2016 · 106 claims
  • Hurricane Hugo, Sep 1989 · 264 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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