164 Cedar Beach Cv, Freeport, FL 32439 Property Records

Walton County property record for 164 Cedar Beach Cv, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,236 sqft · built 2005
Lot Size	0.514 acres (22,421 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jun 2022)
Tax Bill	$2,410 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-1S-20-32060-000-0180`

Property Details

APN / Parcel Number

Primary APN	`19-1S-20-32060-000-0180`
Alternative APN	`1032247`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,236 sqft Living Area
Gross Area	3,286 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2005
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,421 sqft (0.514 acres)
Garage Type	Finished
Garage Area	520 sqft

Exterior Amenities

Porch	Porch
Porch Area	530 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1032247
Street Address	164 CEDAR BEACH CV
City	FREEPORT
State	FL
Zip	32439-2775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 CEDAR BEACH S/D PB 7-34 OR 1558-155 OR 2310-82 OR 2497 1686 OR 2597-1088 OR 2663-261 OR 3255-4364
Legal Range	20W
Legal Township	01S
Legal Section	19
Legal Subdivision	CEDAR BEACH
Legal Lot Number	18
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3013
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	164 CEDAR BEACH CV, FREEPORT, FL 32439-2775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Prior Sale	Apr 7, 2005 · Amount on Record
Deed Document Number	0032554364
Deed Book / Page	3255 / 4364
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 10, 2022
Property Address	164 CEDAR BEACH CV, FREEPORT, FL 32439-2775
Document Number	0032554364
Book / Page	3255 / 4364
Map Reference	MB 7 PG 34
Instrument Date	Jun 10, 2022
Instrument	20220027455
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	NOT AVAILABLE, DUNE LAKES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1034 DAYLAN HTS, 1034, SCHERTZ, TX 78154-3694

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	164 CEDAR BEACH CV, FREEPORT, FL 32439-2775

Mortgage

Document Number	0032554366
Date	Jun 10, 2022
Instrument	3255/4366

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$319,804 (+3.95%) Land $62,000 Building $257,804	$319,804 (+3.95%) Land $62,000 Building $257,804
2024	$2,410.00 (+3.7%)
2023	$2,324.00 (+8.8%) Homeowner's exemption	$307,651 (+17.15%) Land $43,756 Building $263,895	$307,651 (+17.15%) Land $43,756 Building $263,895
2022	$2,136.00	$262,613 Land $48,569 Building $214,044	$262,613 Land $48,569 Building $214,044

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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