Walton County property record for 130 Cedar Beach Cv, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,334 sqft · built 1998 |
| Lot Size | 1.63 acres (71,044 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $176,000 (Jul 2014) |
| Tax Bill | $829 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2025 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-1S-20-32060-000-0200 |
| Primary APN | 19-1S-20-32060-000-0200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,334 sqft Living Area |
| Gross Area | 2,464 sqft |
| 1st Floor Area | 1,334 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 71,044 sqft (1.63 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 286 sqft |
| Patio Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 130 CEDAR BEACH CV |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-2775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 CEDAR BEACH PB 7-34 OR 1478-131 OR 2497-1681 OR 2198-85 OR 2207-41 OR 2497-1682 OR 2497-1684 OR 2955-259 OR 3343-4665 |
| Legal Range | 020 |
| Legal Township | 01S |
| Legal Section | 19 |
| Legal Subdivision | CEDAR BEACH |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 950502 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 130 CEDAR BEACH CV, FREEPORT, FL 32439-2775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Sep 17, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Dec 6, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2014 · Amount on Record |
| Deed Sale | Jul 18, 2014 · Amount on Record |
| Deed Document Number | 20141288665 |
| Deed Book / Page | 2955 / 259 |
| Last Transfer Date | Dec 6, 2024 |
| Transfer Doc | 0033434665 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 130 CEDAR BEACH CV, FREEPORT, FL 32439-2775 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0032361773 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 3236/1773 |
| Instrument | 20220004151 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 130 CEDAR BEACH CV, FREEPORT, FL 32439-2775 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 130 CEDAR BEACH CV, FREEPORT, FL 32439-2775 |
| Document Number | 0033711176 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 3371/1176 |
| Instrument | 20250033614 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 6, 2024 |
| Property Address | 130 CEDAR BEACH CV, FREEPORT, FL 32439-2775 |
| Document Number | 0033434665 |
| Book / Page | 3343 / 4665 |
| Map Reference | MB 2644 PG 3492 |
| Instrument Date | Dec 6, 2024 |
| Instrument | 20240042387 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 CEDAR BEACH CV, FREEPORT, FL 32439-2775 |
| Name | Verified Name |
|---|---|
| Address | 130 CEDAR BEACH CV, FREEPORT, FL 32439-2775 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $829.00 (+2.22%) | $128,936 (-31.77%) | $203,608 (+7.75%) Land $62,000 Building $141,608 |
| 2024 | $811.00 (+4.38%) | ||
| 2023 | $777.00 (+1.44%) Homeowner's exemption | $188,964 (-0.76%) Land $43,756 Building $145,208 | $188,964 (-0.76%) Land $43,756 Building $145,208 |
| 2022 | $766.00 Homeowner's exemption | $190,411 Land $48,569 Building $141,842 | $190,411 Land $48,569 Building $141,842 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 115 (1994–2020) |
| Claims Outside the SFHA | 38 of 115 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wildstar Networks.
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