91 Cedar Beach Cv, Freeport, FL 32439 Property Records

Walton County property record for 91 Cedar Beach Cv, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,814 sqft · built 1996
Lot Size	0.54 acres (23,541 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Feb 2023)
Tax Bill	$1,740 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-1S-20-32060-000-0030`

Property Details

APN / Parcel Number

Primary APN	`19-1S-20-32060-000-0030`
Alternative APNs	`19-120-32060-000-0030` `1032232`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,814 sqft Living Area
Gross Area	2,341 sqft
1st Floor Area	1,814 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	23,541 sqft (0.54 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	483 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	44 sqft
Deck Area	800 sqft
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	91 CEDAR BEACH CV
City	FREEPORT
State	FL
Zip	32439-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 3 CEDAR BEACH S/D PB 7-34 OR 1348-271 OR 1408-163 OR 2626-4590 OR 2651-2194 OR 2968-4033 OR 2994-3965 OR 3281-3270
Legal Range	020
Legal Township	01S
Legal Section	19
Legal Subdivision	CEDAR BEACH
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3013
Census Tract	950502

Owner

Source: Walton County records · APN 19-1S-20-32060-000-0030

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	91 CEDAR BEACH CV, FREEPORT, FL 32439-9751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Prior Sale	Nov 09, 2015 · Amount on Record
Deed Document Number	20236618
Deed Book / Page	3281 / 3270
Prior Transfer Date	Oct 26, 2015
Prior Transfer Doc	0029943965
Record Updated	Jun 08, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 28, 2023
Property Address	91 CEDAR BEACH CV, FREEPORT, FL 32439-9751
Document Number	0032813270
Book / Page	3281 / 3270
Map Reference	MB 7 PG 34
Instrument Date	Feb 20, 2023
Instrument	20230006618
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS LLC POST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 OKALOOSA AVE, VALPARAISO, FL 32580-1224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 CEDAR BEACH CV, FREEPORT, FL 32439-9751

Mortgage

Document Number	0032813273
Date	Feb 28, 2023
Instrument	3281/3273

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,740.00 (-2.14%)	$202,113 (+7.77%) Land $62,000 Building $140,113	$202,113 (+7.77%) Land $62,000 Building $140,113
2024	$1,778.00 (+155.83%)
2023	$695.00 (-3.47%) Homeowner's exemption	$187,549 (-0.8%) Land $43,756 Building $143,793	$187,549 (-0.8%) Land $43,756 Building $143,793
2022	$720.00 Homeowner's exemption	$189,060 Land $48,569 Building $140,491	$189,060 Land $48,569 Building $140,491

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

Based on FCC filings for 63 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.