234 Cedar Beach Cv, Freeport, FL 32439 Property Records

Walton County property record for 234 Cedar Beach Cv, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,288 sqft · built 2012
Lot Size	0.501 acres (21,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,000 (Aug 2019)
Tax Bill	$2,972 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-1S-20-32060-000-0170`

Property Details

APN / Parcel Number

Primary APN	`19-1S-20-32060-000-0170`
Alternative APNs	`19-120-32060-000-0170` `1032246`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,288 sqft Living Area
Gross Area	2,997 sqft
1st Floor Area	2,288 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,829 sqft (0.501 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Finished Screened Porch
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	234 CEDAR BEACH CV
City	FREEPORT
State	FL
Zip	32439-2777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 17 CEDAR BCH S/D PB 7-34 OR 2541-460 OR 2875-3342 OR 3027-2883 OR 3115-4373
Legal Range	020
Legal Township	01S
Legal Section	19
Legal Subdivision	CEDAR BCH
Legal Block	1
Legal Lot Number	17
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3013
Census Tract	950502

Owner

Source: Walton County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	234 CEDAR BEACH CV, FREEPORT, FL 32439-2777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage MILLENNIAL HOME LENDING INC
Aug 26, 2019	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Aug 15, 2018	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	Oct 13, 2011 · Amount on Record
Deed Document Number	201929107
Deed Book / Page	3115 / 4373
Prior Transfer Date	Nov 30, 2016
Prior Transfer Doc	0030272883
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	234 CEDAR BEACH CV, FREEPORT, FL 32439-2777
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 CEDAR BEACH CV, FREEPORT, FL 32439-2777

Mortgage

Document Number	0032133121
Date	Aug 26, 2021
Book Page	3213/3121
Instrument	20210043054

Lender

Name	MILLENNIAL HOME LENDING INC
Type	Mortgage Company
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 26, 2019
Property Address	234 CEDAR BEACH CV, FREEPORT, FL 32439-2777
Document Number	0031154373
Book / Page	3115 / 4373
Map Reference	MB 7 PG 34
Instrument Date	Aug 20, 2019
Instrument	20190029107
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	VINTAGE TITLE AND ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,282.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 COUNTRY CLUB DR W, 98, DESTIN, FL 32541-4406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 CEDAR BEACH CV, FREEPORT, FL 32439-2777

Mortgage

Document Number	0031154375
Date	Aug 26, 2019
Instrument	3115/4375

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	234 CEDAR BEACH CV, FREEPORT, FL 32439-2777
Document Number	0030843059
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	234 CEDAR BEACH CV FREEPORT FL 324392777, FREEPORT, FL 32439-2777

Mortgage

Document Number	0030843059
Date	Sep 11, 2018
Book Page	003084/003059
Instrument	30495

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,972.00 (+3.19%)	$351,830 (+4.42%) Land $71,300 Building $280,530	$351,830 (+4.42%) Land $71,300 Building $280,530
2024	$2,880.00 (+7.18%)
2023	$2,687.00 (+2.25%)	$336,953 (+1.38%) Land $50,585 Building $286,368	$336,953 (+1.38%) Land $50,585 Building $286,368
2022	$2,628.00	$332,381 Land $56,149 Building $276,232	$332,381 Land $56,149 Building $276,232

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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