16397 Lance Dr, Truckee, CA 96161 Property Records

Nevada County property record for 16397 Lance Dr, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,968 sqft · built 2023
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Feb 2021)
Tax Bill	$18,451 (2025)
Deeds & Mortgages	May 2022 Construction Loan Feb 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-320-011-000`

Property Details

APN / Parcel Number

Primary APN	`049-320-011-000`
Alternative APN	`49-320-11-000`

Interior

Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,968 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Custom Design
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Average
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	49-320-11-000
Street Address	16397 LANCE DR
City	TRUCKEE
State	CA
Zip	96161-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 CAMBRIDGE ESTATES 5
Legal Subdivision	CAMBRIDGE ESTATES 5
Legal Lot Number	50
Jurisdiction	NEVADA CA
Township / Civil Division	DONNER
Census Block Group	1
Census Block	1011
Census Tract	1205

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16379 LANCE DR, TRUCKEE, CA 96161-1629
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Feb 25, 2026	Intrafamily Transfer, Transfer · Line of Credit CMG MORTGAGE INC
Feb 10, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2021 · Amount on Record
Deed Sale	Feb 10, 2021 · Amount on Record
Prior Sale	Oct 22, 2010 · Amount on Record
Deed Document Number	20214723
Last Transfer Date	Feb 12, 2026
Transfer Doc	0000002813
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	16397 LANCE DR, TRUCKEE, CA 96161-1629
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10620 BOULDERS RD 1, 1, TRUCKEE, CA 96161-2319

Mortgage

Document Number	0000011459
Date	May 27, 2022
Instrument	20220011459

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	Other
Max Rate	9.37%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Feb 25, 2026
Property Address	16397 LANCE DR, TRUCKEE, CA 96161-1629
Document Number	0000002813
Map Reference	MB 8 PG 118
Instrument Date	Feb 12, 2026
Instrument	20260002813
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16379 LANCE DR, TRUCKEE, CA 96161-1629

Mortgage

Document Number	0000002814
Date	Feb 25, 2026
Instrument	20260002814

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 21, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Feb 10, 2021
Property Address	16397 LANCE DR, TRUCKEE, CA 96161-1629
Document Number	0000004723
Map Reference	MB 8 PG 118
Instrument Date	Feb 5, 2021
Instrument	20210004723
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10620 BOULDERS RD APT 1, 1, TRUCKEE, CA 96161-2319

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Truckee Town
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,593,613 (+2%) Land $225,487 Building $1,368,126
2025	$18,451.00 (+164%)	$1,562,366 (+225.87%) Land $221,066 Building $1,341,300
2023	$6,989.00 (+326.68%)	$479,444 Land $144,444 Building $335,000	$1,160,460
2022	$1,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 67% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Plumas-Sierra Telecommunications, Verizon.

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