1638 Victory Ct, Prospect, KY 40059 Property Records

Oldham County property record for 1638 Victory Ct, Prospect, KY 40059

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 2,516 sqft · built 1998
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$308,675 (Mar 2011)
Tax Bill	$4,367 (2025)
Deeds & Mortgages	Dec 2019 Transfer
Flood Zone	Zone X (moderate risk)
APN	`01-05-01-23`

Property Details

APN / Parcel Number

Primary APN	`01-05-01-23`
Alternative APN	`63250`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,516 sqft Living Area
Basement Area	1,258 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Basement
Garage Area	568 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	63250
Street Address	1638 VICTORY CT
City	PROSPECT
State	KY
Zip	40059-9175
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CONDO
Legal Subdivision	YACHT CLUB ESTATES
Legal Block	SEC 1
Legal Lot Number	23
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1000
Census Tract	30801

Owner

Source: Oldham County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1638 VICTORY CT, PROSPECT, KY 40059-9175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2011 · Amount on Record
Deed Sale	Mar 2, 2011 · Amount on Record
Deed Document Number	2011430958
Deed Book / Page	993 / 402
Last Transfer Date	Dec 16, 2019
Transfer Doc	D1235/0363
Record Updated	Jun 8, 2026

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLDHAM KY
Recording Date	Dec 18, 2019
Property Address	1638 VICTORY CT, PROSPECT, KY 40059-9175
Document Number	D1235/0363
Book / Page	D1235 / 0363
Map Reference	MB 1 PG 15
Instrument Date	Dec 16, 2019
Instrument	561280
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1638 VICTORY CT, 1638, PROSPECT, KY 40059-9175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11056 SYMINGTON CIR, LOUISVILLE, KY 40241-1346

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,367.00 (+2.75%) Homeowner's exemption	$400,000 (+17.65%) Building $400,000	$400,000 (+17.65%) Building $400,000
2023	$4,250.00	$340,000 Building $340,000	$340,000 Building $340,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000