1646 Victory Ct, Prospect, KY 40059 Property Records

Oldham County property record for 1646 Victory Ct, Prospect, KY 40059 · Last verified January 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 1998
Square Footage	2,516 sqft Living Area
Lot Size	10,193 sqft (0.233 acres)
Occupancy	Owner Occupied
Last Sale	$410,000 (2022)
Tax Bill	$5,094.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`01-05-01-19`
Alternative APNs	`68074` `70008`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,516 sqft Living Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Composition Shingle Roof
Lot Area	10,193 sqft (0.233 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	70008
Street Address	1646 VICTORY CT
City	PROSPECT
State	KY
Zip	40059-9175
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CONDO
Legal Block	SEC 1
Legal Lot Number	19
Jurisdiction	OLDHAM KY
Minor Civil Division	PEWEE VALLEY
Census Blockgroup	1
Census Block	1000
Census Tract	30801

Owner

Source: Oldham County records · APN 01-05-01-19

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1646 VICTORY CT, PROSPECT, KY 40059-9175
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 28, 2022	Deed, Transfer · Conventional Mortgage US BANK NA
Jan 19, 2022	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	Jan 19, 2022 · Amount on Record
Deed Doc Number	713781
Deed Book / Page	D1344 / 501
Record Refreshed	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1646 VICTORY CT, PROSPECT, KY 40059-9175
Transaction Type	Mortgage
Record Updated	Jan 01, 2026
Title Company	SIGNATURE TITLE, SIGNATURE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 VICTORY CT, PROSPECT, KY 40059-9175

Mortgage

Document Number	0M2725/190
Date	Dec 18, 2025
Book Page	M2725/190
Instrument	840947

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Nov 28, 2022
Property Address	1646 VICTORY CT, PROSPECT, KY 40059-9175
Document Number	0D1344/501
Book / Page	D1344 / 501
Map Reference	MB 486 PG 101
Instrument Date	Nov 23, 2022
Instrument	713781
Transaction Type	Transfer
Record Updated	Dec 09, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8804 WHISPERING OAKS TRL, 8804, NEW PORT RICHEY, FL 34654-5426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 VICTORY CT, PROSPECT, KY 40059-9175

Mortgage

Document Number	0000713784
Date	Nov 28, 2022
Instrument	713784

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Jan 19, 2022
Property Address	1646 VICTORY CT, PROSPECT, KY 40059-9175
Document Number	0D1316/259
Book / Page	D1316 / 259
Map Reference	MB 1 PG 15
Instrument Date	Jan 18, 2022
Instrument	674637
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	EXECUTIVE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Sold for Taxes
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1646 VICTORY CT, PROSPECT, KY 40059-9175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 VICTORY CT, PROSPECT, KY 40059-9175

Mortgage

Document Number	0000674640
Date	Jan 19, 2022
Instrument	674640

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,094.00 (-0.41%)	$410,000 (-) Building $410,000	$410,000 (-) Building $410,000
2023	$5,115.00 (+17.8%)	$410,000 (+17.14%) Building $410,000	$410,000 (+17.14%) Building $410,000
2022	$4,342.00	$350,000 Building $350,000	$350,000 Building $350,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

1646 Victory Ct, Prospect, KY 40059 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Victory Ct

Nearby Streets

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