Oldham County property record for 1640 Victory Ct, Prospect, KY 40059 · Last verified January 2026
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,516 sqft · built 1998 |
| Lot Size | 0.198 acres (8,668 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Oct 2017) |
| Tax Bill | $4,971 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-05-01-22 |
| Primary APN | 01-05-01-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,516 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,668 sqft (0.198 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 58240 |
|---|---|
| Street Address | 1640 VICTORY CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9175 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CONDO |
| Legal Block | SEC 1 |
| Legal Lot Number | 22 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30801 |
Source: Oldham County records · APN 01-05-01-22
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1640 VICTORY CT, PROSPECT, KY 40059-9175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Oct 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 10, 2017 · Amount on Record |
| Deed Sale | Oct 10, 2017 · Amount on Record |
| Prior Sale | Nov 14, 2011 · Amount on Record |
| Deed Document Number | 531157 |
| Deed Book / Page | D1174 / 189 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1640 VICTORY CT, PROSPECT, KY 40059-9175 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | M2252/584 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | M2252/584 |
| Instrument | 522442 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | May 01, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Oct 10, 2017 |
| Property Address | 1640 VICTORY CT, PROSPECT, KY 40059-9175 |
| Document Number | D1174/189 |
| Book / Page | D1174 / 189 |
| Map Reference | MB1 PG15 |
| Instrument Date | Oct 06, 2017 |
| Instrument | 531157 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 311 BRYCE WAY, 311, MOUNT WASHINGTON, KY 40047-6440 |
| Name | Verified Name |
|---|---|
| Address | 1640 VICTORY CT, PROSPECT, KY 40059-9175 |
| Document Number | 531158 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 531158 |
| Name | HOMESERVICES LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,971.00 (+16.96%) | $400,000 (+17.65%) Building $400,000 | $400,000 (+17.65%) Building $400,000 |
| 2023 | $4,250.00 | $340,000 Building $340,000 | $340,000 Building $340,000 |
Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures