1628 Victory Ct, Prospect, KY 40059 Property Records

Oldham County property record for 1628 Victory Ct, Prospect, KY 40059 · Last verified April 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,516 sqft · built 1998
Lot Size	0.157 acres (6,839 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (May 2020)
Tax Bill	$4,971 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-05-01-28`

Property Details

APN / Parcel Number

Primary APN	`01-05-01-28`
Alternative APN	`64015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,516 sqft Living Area
Basement Area	1,258 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,839 sqft (0.157 acres)
Garage Type	Basement
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	64015
Street Address	1628 VICTORY CT
City	PROSPECT
State	KY
Zip	40059-9175
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CONDO
Legal Subdivision	YACHT CLUB ESTATES
Legal Block	SEC 1
Legal Lot Number	28
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1000
Census Tract	30801

Owner

Source: Oldham County records · APN 01-05-01-28

Assessment roll updated December 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	145 LAKESHORE DR, RICHMOND, KY 40475-3613
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed, Transfer · Conventional Mortgage 1ST TRUST BANK INC
May 10, 2017	Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Prior Sale	May 10, 2017 · Amount on Record
Deed Document Number	2020572817
Deed Book / Page	1246 / 523
Prior Transfer Date	Jun 15, 2009
Prior Transfer Doc	D952/321
Record Updated	Jun 08, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	May 11, 2020
Property Address	1628 VICTORY CT, PROSPECT, KY 40059-9175
Document Number	D1246/523
Book / Page	D1246 / 523
Map Reference	MB 673 PG 159
Instrument Date	May 01, 2020
Instrument	572817
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1705 ANCHORAGE CT, 1705, PROSPECT, KY 40059-7136

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	533 WHITLOCK RD, RICHMOND, KY 40475-9498

Mortgage

Document Number	572818
Date	May 11, 2020
Instrument	572818

Lender

Name	1ST TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	May 10, 2017
Property Address	1628 VICTORY CT, PROSPECT, KY 40059-9175
Document Number	D1160/415
Book / Page	D1160 / 415
Map Reference	DD673 PG159
Instrument Date	May 08, 2017
Instrument	524749
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1628 VICTORY CT, 1628, PROSPECT, KY 40059-9175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1628 VICTORY CT, PROSPECT, KY 40059-9175

Mortgage

Document Number	524750
Date	May 10, 2017
Instrument	524750

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,971.00 (+6.17%)	$400,000 (+6.67%) Building $400,000	$400,000 (+6.67%) Building $400,000
2023	$4,682.00	$375,000 Building $375,000	$375,000 Building $375,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211850308011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 93 individual NFIP policies nearby
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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