1635 Gar St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1635 Gar St, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 572 sqft · built 1959
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Apr 2024)
Tax Bill	$2,321 (2025)
Deeds & Mortgages	Jan 2024 Sale
Flood Zone	Zone AE (high risk)
APN	`95338`

Property Details

APN / Parcel Number

Primary APN	`95338`
Alternative APN	`022631472000011140`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	572 sqft Heated Area
Gross Area	1,188 sqft
1st Floor Area	572 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2000
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	80 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	95338
Street Address	1635 GAR ST
City	SAINT CLOUD
State	FL
Zip	34771-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE GROVE PARK PB 01 PG 245 LOTS 114 & 115
Legal Range	31E
Legal Township	26S
Legal Section	02
Legal Subdivision	PINE GROVE PK
Legal Tract	4720
Legal Block	1
Legal Lot Number	114-115 115
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1024
Census Tract	43801

Owner

Source: Osceola County records · APN 95338

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1635 GAR ST, SAINT CLOUD, FL 34771-9712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 25, 2024 · Amount on Record
Deed Sale	Apr 25, 2024 · Amount on Record
Prior Sale	Jan 19, 2024 · Amount on Record
Deed Document Number	2024053686
Deed Book / Page	6589 / 822
Record Updated	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 19, 2024
Property Address	1635 GAR ST, SAINT CLOUD, FL 34771-9712
Document Number	0065362353
Book / Page	6536 / 2353
Map Reference	MB 1 PG 245
Instrument Date	Jan 12, 2024
Instrument	2024008107
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	NOT AVAILABLE, MIRACLE TITLE

Transaction

Amount	Amount Recorded
Tax	$665.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1471 SUNGATE DR APT 102, 102, KISSIMMEE, FL 34746-6568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 SIMPSON RD # 229, 229, KISSIMMEE, FL 34744-4604

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,321.00 (+189.76%) Homeowner's exemption	$154,100 (+339.95%) Land $40,000 Building $114,100	$154,100 (+43.75%) Land $40,000 Building $114,100
2023	$801.00 (+9.43%) Homeowner's exemption	$35,027 (+3%)	$107,200 (+56.95%) Land $40,000 Building $67,200
2022	$732.00 Homeowner's exemption	$34,007	$68,300 Land $18,400 Building $49,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 192 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023, rainfall accumulation

Wildfire

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	About 1 in 353 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.