Osceola County property record for 1628 Gar St, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 564 sqft · built 1951 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $32,500 (Nov 1997) |
| Tax Bill | $1,018 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 95331 |
| Primary APN | 95331 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 564 sqft Heated Area |
| Gross Area | 1,136 sqft |
| 1st Floor Area | 564 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1951 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 80 ft deep x 80 ft wide |
| Garage Type | Detached - Finished |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Fence | Fence |
| Cooling System | Wall Unit |
|---|
| Account Number | 95331 |
|---|---|
| Street Address | 1628 GAR ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORMH |
| Legal Description | PINE GROVE PARK PB 01 PG 245 LOTS 103 & 104 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | PINE GROVE PK |
| Legal Tract | 4720 |
| Legal Block | 1 |
| Legal Lot Number | 103-104 104 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 43801 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1628 GAR ST, SAINT CLOUD, FL 34771-9714 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 1997 · Amount on Record |
| Deed Sale | Nov 25, 1997 · Amount on Record |
| Deed Document Number | 0145202140 |
| Deed Book / Page | 01452 / 02140 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,018.00 (+13.87%) Homeowner's exemption | $44,139 (+5.98%) | $161,300 (-0.68%) Land $40,000 Building $121,300 |
| 2023 | $894.00 (+8.89%) Homeowner's exemption | $41,647 (+3%) | $162,400 (+48.99%) Land $40,000 Building $122,400 |
| 2022 | $821.00 Homeowner's exemption | $40,434 | $109,000 Land $18,400 Building $90,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures