Osceola County property record for 1626 Gar St, Saint Cloud, FL 34771 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1992 |
| Square Footage | 704 sqft Living Area |
| Lot Size | 6,403 sqft (0.147 acres) |
| Garage | Carport, 250 sqft |
| Last Sale | $180,100 (2026) |
| Tax Bill | $3,393.00 (2025) |
| Primary APN | 02-26-31-4720-0001-1020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 704 sqft Living Area |
| Gross Area | 1,070 sqft Gross Area |
| 1st Floor | 704 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Custom Design Style |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,403 sqft (0.147 acres) |
| Depth X Width | 80 ft x 80 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 250 sqft Garage |
| Carport | Carport |
| Carport Area | 250 sqft Carport |
| Shed | 1 Shed |
| Shed Area | 48 sqft Shed |
| Porch Area | 116 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1626 GAR ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9714 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE GROVE PARK PB 01 PG 245 LOT 102 & 101 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | PINE GROVE PARK |
| Legal Tract | 4720 |
| Legal Block | 1020 |
| Legal Lot Number | 102 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 43801 |
Source: Osceola County records · APN 02-26-31-4720-0001-1020
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 271 N SHORE DR, 201, PITTSBURGH, PA 15212-5845 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 30, 2026 | Certificate of Transfer, Transfer |
| Mar 21, 2024 | Deed of Trust, Mortgage · Building or Construction Mortgage KIAVI FUNDING INC |
| Oct 04, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) SOUTHERN RESID'L LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | Mar 21, 2024 · Amount on Record |
| Deed Doc Number | 202685450 |
| Deed Book / Page | 6996 / 264 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 30, 2026 |
| Property Address | 1626 GAR ST, SAINT CLOUD, FL 34771-9714 |
| Document Number | 0000085450 |
| Book / Page | 6996 / 264 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202685450 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $127,330.70 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1626 GAR ST, SAINT CLOUD, FL 34771-9714 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1510 ROYAL ST 26, 26, KISSIMMEE, FL 34744-3410 |
| Document Number | 0065681093 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 6568/1093 |
| Instrument | 2024036173 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | 2 ALLEGHENY CENTER NOVA TOWER 2, KISSIMMEE, FL 34744 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 04, 2017 |
| Property Address | 1626 GAR ST, SAINT CLOUD, FL 34771-9714 |
| Document Number | 0052181047 |
| Book / Page | 005218 / 001047 |
| Instrument Date | Oct 02, 2017 |
| Instrument | 141839 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1626 GAR ST ST CLOUD FL 347719714, ST CLOUD, FL 34771-9714 |
| Document Number | 52181048 |
|---|---|
| Date | Oct 04, 2017 |
| Book Page | 005218/001048 |
| Instrument | 141840 |
| Name | SOUTHERN RESID'L LNDG |
|---|---|
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,393.00 (+158.22%) | $190,600 (+123.2%) Land $40,000 Building $150,600 | $190,600 (-1.9%) Land $40,000 Building $150,600 |
| 2024 | $1,314.00 (+1.62%) | ||
| 2023 | $1,293.00 (+7.39%) Homeowner's exemption | $85,396 (+3%) | $194,300 (+50.85%) Land $40,000 Building $154,300 |
| 2022 | $1,204.00 Homeowner's exemption | $82,909 | $128,800 Land $18,400 Building $110,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,205 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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