1621 Gar St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1621 Gar St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1955
Square Footage	624 sqft Heated Area
Lot Size	4,792 sqft (0.11 acres)
Garage	Carport
Occupancy	Owner Occupied
Last Sale	$175,900 (2022)
Tax Bill	$1,559.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`95342`
Alternative APN	`022631472000011210`

Interior

Full Baths	1 Baths
Building Area	624 sqft Heated Area
Gross Area	932 sqft Gross Area
1st Floor	624 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1955
Exterior Material	Aluminum Siding Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	4,792 sqft (0.11 acres)
Depth X Width	80 ft x 60 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport
Shed	1 Shed
Shed Area	96 sqft Shed
Patio Area	208 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Account Number	95342
Street Address	1621 GAR ST
City	SAINT CLOUD
State	FL
Zip	34771-9712
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PINE GROVE PARK PB 01 PG 245 LOTS 121, 122 LESS S 1/2 LOT 121
Legal Range	31E
Legal Township	26S
Legal Section	02
Legal Subdivision	PINE GROVE PK
Legal Tract	4720
Legal Block	1
Legal Lot Number	121-122 122
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1024
Census Tract	43801

Owner

Source: Osceola County records · APN 95342

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1621 GAR ST, SAINT CLOUD, FL 34771-9712
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 09, 2022 · Amount on Record
Deed Sale	Aug 09, 2022 · Amount on Record
Deed Doc Number	2022121681
Deed Book / Page	6265 / 2240
Record Refreshed	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 09, 2022
Property Address	1621 GAR ST, SAINT CLOUD, FL 34771-9712
Document Number	0062652240
Book / Page	6265 / 2240
Instrument Date	Aug 04, 2022
Instrument	2022121681
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,231.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12561 FRY RD, 12561, EDINBORO, PA 16412-1260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1621 GAR ST, SAINT CLOUD, FL 34771-9712

Mortgage

Document Number	0062652242
Date	Aug 09, 2022
Instrument	6265/2242

Lender

Name	AMERICAN LIBERTY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,559.00 (+4.14%) Homeowner's exemption Senior Citizen's exemption	$111,900 (-0.71%) Land $18,000 Building $93,900	$111,900 (-0.71%) Land $18,000 Building $93,900
2023	$1,497.00 (+1.91%) Homeowner's exemption Senior Citizen's exemption	$112,700 (+61.46%) Land $18,000 Building $94,700	$112,700 (+61.46%) Land $18,000 Building $94,700
2022	$1,469.00	$69,800 Land $13,800 Building $56,000	$69,800 Land $13,800 Building $56,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,205 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.