Kane County property record for 1534 E Main St, Saint Charles, IL 60174
| Property Type | Commercial |
|---|---|
| Lot Size | 0.139 acres (6,071 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,432,333 (Apr 2023) |
| Tax Bill | $1,889 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Oct 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-326-019 |
| Primary APN | 09-26-326-019 |
|---|
| Lot Area | 6,071 sqft (0.139 acres) |
|---|
| Street Address | 1534 E MAIN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2327 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 3 20 HILL UNIT 2 21 PT HILL UNIT 2 |
| Legal Subdivision | SURREY HILL WOODS |
| Legal Block | 2 |
| Legal Lot Number | 19,21 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 852005 |
Source: Kane County records · APN 09-26-326-019
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 29132 COUNTRY HILLS RD, SAN JUAN CAPISTRANO, CA 92675-1027 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| May 10, 2024 | Deed of Trust, Mortgage · Commercial Mortgage CLEARPATH FCU |
| Oct 27, 2022 | Special Warranty Deed, Transfer |
| Apr 24, 2023 | Special Warranty Deed, Transfer |
| Mar 12, 2020 | Loan Modification, Mortgage FIRST ST CMNTY BK |
| Feb 06, 2019 | Deed, Transfer · Commercial Mortgage FIRST STATE COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 2023 · Amount on Record |
| Deed Sale | Apr 24, 2023 · Amount on Record |
| Prior Sale | Feb 06, 2019 · Amount on Record |
| Deed Document Number | 202312801 |
| Prior Transfer Date | Jul 31, 1995 |
| Prior Transfer Doc | 0000045319 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1534 E MAIN ST, ST CHARLES, IL 60174-2327 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000015691 |
|---|---|
| Date | May 10, 2024 |
| Instrument | 2024K015691 |
| Name | CLEARPATH FCU |
|---|---|
| Type | Credit Union |
| Address | BURBANK, CA 91502 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 27, 2022 |
| Property Address | 1534 E MAIN ST, ST CHARLES, IL 60174-2327 |
| Document Number | 0000052460 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 2022K052460 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3494 JEFFCO BLVD, 3494, ARNOLD, MO 63010-3919 |
| Name | Verified Name |
|---|---|
| Address | 29132 COUNTRY HILLS RD, SAN JUAN CAPISTRANO, CA 92675-1027 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 24, 2023 |
| Property Address | 1534 E MAIN ST, ST CHARLES, IL 60174-2327 |
| Document Number | 0000012801 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 2023K012801 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,432.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3494 JEFFCO BLVD, ARNOLD, MO 63010-3919 |
| Name | Verified Name |
|---|---|
| Address | 29132 COUNTRY HILLS RD, SAN JUAN CAPISTRANO, CA 92675-1027 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1534 E MAIN ST, ST CHARLES, IL 60174-2327 |
| Document Number | 0000013900 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3494 JEFFCO BLVD ARNOLD MO 630103919, ARNOLD, MO 63010-3919 |
| Document Number | 0000013900 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 13900 |
| Name | FIRST ST CMNTY BK |
|---|---|
| Type | Bank |
| Address | 201 E COLUMBIA ST, FARMINGTON, MO 63640-3106 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Mar 17, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 06, 2019 |
| Property Address | 1534 E MAIN ST, ST CHARLES, IL 60174-2327 |
| Document Number | 0000004746 |
| Instrument Date | Jan 29, 2019 |
| Instrument | 2019K004746 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | CHICAGO TITLE LAND TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,755.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3494 JEFFCO BLVD, ARNOLD, MO 63010-3919 |
| Mail Care Of | DLJ PROPERTIES INC |
| Document Number | 0000004747 |
|---|---|
| Date | Feb 06, 2019 |
| Instrument | 2019K004747 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Jan 30, 2045 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,889.00 (+2.5%) | ||
| 2024 | $1,843.00 (+2.56%) | $24,828 (+11.5%) Land $22,609 Building $2,219 | $74,514 (+11.54%) Land $67,854 Building $6,660 |
| 2022 | $1,797.00 (+3.81%) | $22,268 (+4.91%) Land $20,156 Building $2,112 | $66,804 (+4.91%) Land $60,468 Building $6,336 |
| 2021 | $1,731.00 | $21,226 Land $19,213 Building $2,013 | $63,678 Land $57,639 Building $6,039 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 100 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES serves 33,081 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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