1505 Ridgemore Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 1505 Ridgemore Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,904 sqft · built 1975
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Dec 2018)
Tax Bill	$4,598 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064F 003`

Property Details

APN / Parcel Number

Primary APN	`064F 003`
Alternative APN	`237300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,904 sqft Heated Area
Basement Area	952 sqft
Finished Basement	952 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	150 ft deep x 115 ft wide
Terrain	Gentle Slope
Garage Area	288 sqft

Exterior Amenities

Porch	Porch
Porch Area	204 sqft
Deck Area	204 sqft
Patio Area	408 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	237300
Street Address	1505 RIDGEMORE DR
City	TOCCOA
State	GA
Zip	30577-7374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 16 RUSSELL BEND S/D
Legal Subdivision	RUSSELL BEND
Legal Lot Number	16
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2003
Census Tract	970201

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	XX
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage HOMESTAR FIN'L
Dec 31, 2018	Grant Deed, Transfer · Conventional with PMI HOMESTAR FIN'L
Oct 30, 2018	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Sep 28, 2018
Deed Document Number	0001167442
Deed Book / Page	1167 / 442
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1505 RIDGEMORE DR, TOCCOA, GA 30577-7374
Document Number	0012340513
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 RIDGEMORE DR TOCCOA GA 305777374, TOCCOA, GA 30577-7374

Mortgage

Document Number	0012340513
Date	Dec 30, 2020
Book Page	001234/000513

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 31, 2018
Property Address	1505 RIDGEMORE DR, TOCCOA, GA 30577-7374
Document Number	0011670442
Book / Page	001167 / 000442
Instrument Date	Dec 21, 2018
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 RIDGEMORE DR TOCCOA GA 305777374, TOCCOA, GA 30577-7374

Mortgage

Document Number	11670447
Date	Dec 31, 2018
Book Page	001167/000447

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2048

October 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	STEPHENS GA
Recording Date	Oct 30, 2018
Property Address	1505 RIDGEMORE DR, TOCCOA, GA 30577-7374
Document Number	0011630304
Book / Page	001163 / 000304
Instrument Date	Sep 28, 2018
Transaction Type	Foreclosure
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,598.00 (+21.7%)	$167,516 (+31.99%) Land $65,478 Building $102,038	$418,790 (+31.99%) Land $163,696 Building $255,094
2023	$3,778.00	$126,919 Land $65,478 Building $61,441	$317,298 Land $163,696 Building $153,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: HTC.

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