16308 Raz Rd, Union Pier, MI 49129 Property Records

Berrien County property record for 16308 Raz Rd, Union Pier, MI 49129

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 3,705 sqft
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Apr 1998)
Tax Bill	$7,375 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-0336-0048-25-1`

Property Details

APN / Parcel Number

Primary APN	`13-0336-0048-25-1`
Alternative APN	`11-13-0336-0048-25-1`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,705 sqft Living Area
1st Floor Area	3,705 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Lot Area	29,185 sqft (0.67 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16308 RAZ RD
City	UNION PIER
State	MI
Zip	49129-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM AT NW COR OF SE1/4 OF NE1/4 SEC 36 T7S R21W TH S89DEG53'E 300'TH S 98'TH N89DEG53'W 300'TH N 98'TO POB
Legal Range	21W
Legal Township	07S
Legal Section	36
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	2
Census Block	2005
Census Tract	11301

Owner

16308 Raz Rd is owned and occupied by an individual who bought it in April 1998.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	16308 RAZ RD, UNION PIER, MI 49129-9303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 24, 2018	Warranty Deed, Transfer · ARM QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 1998 · Amount on File
Deed Sale	Apr 13, 1998 · Amount on File
Deed Book / Page	1879 / 1224
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	16308 RAZ RD, UNION PIER, MI 49129-9303
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 W BELDEN AVE, CHICAGO, IL 60614-3306

Mortgage

Document Number	03363/3368
Date	Feb 15, 2022
Book Page	3363/3368
Instrument	2022343364

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 24, 2018
Property Address	16308 RAZ RD, UNION PIER, MI 49129-9303
Document Number	03203/2318
Book / Page	3203 / 2318
Instrument Date	Apr 16, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 W BELDEN AVE, CHICAGO, IL 60614-3306
Investor	Possibly a Property Investor

Mortgage

Document Number	0032031725
Date	Apr 24, 2018
Instrument	3203/1725

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 16308 Raz Rd was $7,375 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	New Buffalo Township
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,000	$810,000
2025	$7,375.00
2023		$350,800	$701,600
2022	$12,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16308 Raz Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16308 Raz Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Raz Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures