16360 Raz Rd, Union Pier, MI 49129 Property Records

Berrien County property record for 16360 Raz Rd, Union Pier, MI 49129

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,215 sqft · built 2005
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Tax Bill	$20,945 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-0336-0052-03-8`

Property Details

APN / Parcel Number

Primary APN	`13-0336-0052-03-8`
Alternative APN	`11-13-0336-0052-03-8`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,215 sqft Living Area
1st Floor Area	1,874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16360 RAZ RD
City	UNION PIER
State	MI
Zip	49129-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEG 296' S00DEG00'46E OF NW COR SE1/4 NE1/4 SEC 36 T7S R21W TH S89DEG53'00"E 30' TH N00DEG07'00"E 5.33' TH S89DEG53'00"E 239.80' TH S00DEG07'00"W 5.33' TH S89DEG53'00"E 30' TO WLY R/W LN RAZ RD TH S00DEG00'54"W 96' TH N89DEG53'00"W 299.75' TH N00DEG0
Legal Range	21W
Legal Township	07S
Legal Section	36
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	2
Census Block	2005
Census Tract	11301

Owner

16360 Raz Rd is owned by two individuals who acquired it in November 2005.

Source: Berrien County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3621 N HOYNE AVE, CHICAGO, IL 60618-4916
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIBANK
Oct 29, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIBANK
Jun 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 28, 2005
Transfer Doc	02673/1957
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 29, 2023
Property Address	16360 RAZ RD, UNION PIER, MI 49129-9303
Document Number	03401/1246
Book / Page	3401 / 1246
Instrument Date	Mar 23, 2023
Instrument	2023377495
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3621 N HOYNE AVE, CHICAGO, IL 60618-4916

Mortgage

Document Number	2023377496
Date	Mar 29, 2023
Instrument	2023377496

Lender

Name	CITIBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	Other
Max Rate	9.37%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 29, 2021
Property Address	16360 RAZ RD, UNION PIER, MI 49129-9303
Document Number	03350/3309
Book / Page	3350 / 3309
Instrument Date	Oct 29, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4911 N WINCHESTER AVE, CHICAGO, IL 60640-3309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4911 N WINCHESTER AVE, CHICAGO, IL 60640-3309

Mortgage

Document Number	0033503312
Date	Oct 29, 2021
Instrument	3350/3312

Lender

Name	CITIBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 20, 2017
Property Address	16360 RAZ RD, UNION PIER, MI 49129-9303
Document Number	03175/0778
Book / Page	3175 / 0778
Instrument Date	Apr 21, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5315 N CLARK ST # 307, 307, CHICAGO, IL 60640-2290

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5315 N CLARK ST # 307, 307, CHICAGO, IL 60640-2290

Tax Assessment & Valuation

The 2025 property tax bill for 16360 Raz Rd was $20,945, down 1.9% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	New Buffalo Township
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,600 (-31.34%)	$749,200 (-31.34%)
2025	$20,945.00 (-1.88%)	$545,600	$1,091,200
2024	$21,347.00
2023		$323,600	$647,200
2022	$10,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16360 Raz Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16360 Raz Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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