175 Prospect St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 175 Prospect St, Lodi, NJ 07644 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1950
Square Footage	2,698 sqft Living Area
Lot Size	6,943 sqft (0.159 acres)
Occupancy	Owner Occupied
Last Sale	$590,000 (2021)
Tax Bill	$15,194.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`31-00040-0000-00007`
Alternative APNs	`310004000007` `079600`

Interior

Building Area	2,698 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame Construction
Lot Area	6,943 sqft (0.159 acres)
Depth X Width	112 ft x 62 ft Depth x Width

Location & Zoning

Account Number	079600
Street Address	175 PROSPECT ST
City	LODI
State	NJ
Zip	07644-2931
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	62X112
Legal Block	40
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Minor Civil Division	LODI
Census Blockgroup	4
Census Block	4008
Census Tract	30300

Owner

Source: Bergen County and Lodi Borough records · APN 31-00040-0000-00007

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	175 PROSPECT ST, LODI, NJ 07644-2931
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Nov 08, 2010 · Amount on Record
Deed Doc Number	2021181401
Deed Book / Page	4494 / 934
Prior Transfer Date	Oct 28, 2010
Prior Transfer Doc	0005731134
Record Refreshed	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 16, 2021
Property Address	175 PROSPECT ST, LODI, NJ 07644-2931
Document Number	0044940934
Book / Page	4494 / 934
Instrument Date	Sep 13, 2021
Instrument	2021181401
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,352.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	254 HANCOCK AVE, 254, SEASIDE HEIGHTS, NJ 08751-2027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 PROSPECT ST, LODI, NJ 07644-2931

Mortgage

Document Number	2021181402
Date	Dec 16, 2021
Instrument	2021181402

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,200 (-) Land $174,200 Building $255,000	$429,200 (-) Land $174,200 Building $255,000
2025	$15,194.00 (+5.62%)	$429,200 (-) Land $174,200 Building $255,000	$429,200 (-) Land $174,200 Building $255,000
2024	$14,386.00 (+2.69%)
2023		$429,200 Land $174,200 Building $255,000	$429,200 Land $174,200 Building $255,000
2022	$14,009.00

Flood & Wildfire

175 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.